Know What's Out There
1 Bureau Credit Report & Score Receive unlimited,
online access to your 1 bureau credit report and score in an easy-to-read format.
IdentityIQ allows you to refresh your report once every 30 days.
Discounted Additional Reports & Scores
With an IdentityIQ membership you can purchase additional credit reports
and scores at a discount, any time you need them. Use this benefit to add a 3-bureau
credit report if you plan does not include one, update your scores, or double-check
your report before making a big purchase.
Dispute Assistance Our expert representatives
can assist you in disputing information included in your file. If you find inaccuracies
in any of your credit files, call us to start the dispute process with all three
bureaus and ensure a timely response.
Checking Account Report An excellent complement
to our suite of credit products, the Checking Account Report allows you to see if
any of your checking accounts have been reported to the Chex System for unpaid fees,
overdrawn accounts, suspected fraud, or any other reason. A flagged account can
be a strong indication of fraudulent activity.
Watch For Changes
1 Bureau Daily Credit Monitoring & Alerts
Daily monitoring of your credit file at 1 of the major bureaus, combined with prompt email alerts,
lets you know about changes to information in your file that could signal fraud.
Credit Score Tracker Credit Score Tracker
plots your 1 bureau credit score on a graph each month so you can see trends over
time. The score is automatically updated and will be ready when you login.
Plan Ahead
Lost Wallet Form & Assistance Our Lost Wallet
Form is a convenient document for logging your debit, credit, insurance and other
important cards so you can quickly identify them in the event of loss or theft and
take immediate action to cancel and replace them before they can be used. It can
also aid in filing police reports and follow-up resolution calls if your wallet
was stolen. In the event your wallet or purse is lost or stolen, a Fraud Restoration
Specialist will personally assist you in obtaining new cards and documents to the
extent allowed by state and other laws.
Opt-out IQ (Junk Mail/Do Not Call List)
These helpful tools enable you to restrict access to your personal information.
Keep telemarketers and direct mailers away by using the "Do Not Mail" and "Do Not
Call" lists.
ID Theft Insurance - $25k $25,000 ID Theft
Coverage - provides up to $25,000 in coverage for legal fees, miscellaneous expenses
and up to $1500 per week (five week maximum) for wages lost while resolving a stolen
identity event. $0 deductible applies. Underwritten by AIG.
ID Fraud Restoration Specialist If you are
a victim of identity theft, IdentityIQ provides an expert Fraud Restoration Specialist
to ensure your financial security, privacy, and your rights under state and federal
law. Recovering from identity theft is not easy, but with the help of IdentityIQ,
you can feel confident your name is in good hands.
IQ CenterLearn more about effectively managing your
credit and protecting yourself against identity theft with educational articles.
IdentityIQ provides easy access to relevant information when you need it plus a
whole library of easy to read and informative articles.