IdentityIQ Secure Plus offers great identity theft coverage at a very reasonable price. You get a robust set of identity theft monitoring tools including application monitoring, Internet & Dark Web monitoring, USPS change of address, plus a much more. We also include 1 bureau credit monitoring and a report and scores from all 3 bureaus.

Know What's Out There

3 Bureau Credit Report & Scores Receive unlimited, online access to your Experian, Equifax and Trans Union credit reports and scores in an easy-to-read format. IdentityIQ allows you to refresh your report once every 90 days.

Discounted Additional Reports & Scores With an IdentityIQ membership you can purchase additional credit reports and scores at a discount, any time you need them. Use this benefit to add a 3-bureau credit report if you plan does not include one, update your scores, or double-check your report before making a big purchase.

Dispute Assistance Our expert representatives can assist you in disputing information included in your file. If you find inaccuracies in any of your credit files, call us to start the dispute process with all three bureaus and ensure a timely response.

Checking Account Report An excellent complement to our suite of credit products, the Checking Account Report allows you to see if any of your checking accounts have been reported to the Chex System for unpaid fees, overdrawn accounts, suspected fraud, or any other reason. A flagged account can be a strong indication of fraudulent activity.

Watch For Changes

1 Bureau Daily Credit Monitoring & Alerts Daily monitoring of your credit file at 1 of the major bureaus, combined with prompt email alerts, lets you know about changes to information in your file that could signal fraud.

Daily Identity Monitoring & Alerts Daily Identity file monitoring at Identity & Credit Services, combined with prompt email alerts, lets you know about changes to information in your files that could signal fraud.

IQAlerts with Application Monitoring We monitor our network in real-time for attempts to use the member’s SSN in association with an application or id authentication. Our network includes companies that offer credit, but do not necessarily report to the credit bureaus such as cell phone companies and utilities. These companies often represent the first signs of identity theft and monitoring this network is critical for early detection.

Change of Address Monitoring We monitor the National Change of Address (NCOA) database at the USPS. Changing a consumer’s address to hijack mail is a common step in identity theft. We will notify you if the post office receives a request to send your mail to a new address.

Dark Web & Internet Monitoring The "dark web" consists of web sites and secure chat rooms that normal browsers and tools don’t even "see". They often require special tools to access and are used to trade illicit information. We also scour public websites, hacker chat rooms, and foreign sites (in over 25 different languages) for instances where your SSN, name, address, phone, or email may be compromised. If found we will alert you right away.

File Sharing Network Alerts File sharing networks may be used by identity thieves to share or sell files of identities while remaining anonymous.

SSN Trace Returns all names, aliases, and addresses associated with your credit file. This includes any new, unverified information that might not be included in your credit report, but could indicate potential fraud.

Synthetic ID Theft Tracks your SSN for any evidence of synthetic ID Theft (when your SSN is used with someone else's name or address)

Plan Ahead

Lost Wallet Form & Assistance Our Lost Wallet Form is a convenient document for logging your debit, credit, insurance and other important cards so you can quickly identify them in the event of loss or theft and take immediate action to cancel and replace them before they can be used. It can also aid in filing police reports and follow-up resolution calls if your wallet was stolen. In the event your wallet or purse is lost or stolen, a Fraud Restoration Specialist will personally assist you in obtaining new cards and documents to the extent allowed by state and other laws.

Opt-out IQ (Junk Mail/Do Not Call List) These helpful tools enable you to restrict access to your personal information. Keep telemarketers and direct mailers away by using the "Do Not Mail" and "Do Not Call" lists.

ID Theft Insurance & Reimbursement - $1m $1,000,000 ID Theft Coverage - provides up to $1,000,000 in coverage for: funds stolen by unauthorized electronic funds transfer from an account in your name, legal fees, miscellaneous expenses and up to $1500 per week (five week maximum) for wages lost while resolving a stolen identity event. $0 deductible applies. Underwritten by AIG.

IQ CenterLearn more about effectively managing your credit and protecting yourself against identity theft with educational articles. IdentityIQ provides easy access to relevant information when you need it plus a whole library of easy to read and informative articles.