Horror Story Submissions2019-10-03T22:43:58+00:00

Identity Theft Horror Stories

How has identity theft affected you? Use the form below to share your identity theft horror story. Submit your story with a photo for a chance to WIN $100!

Image must be under 1MB and in any of the following formats: JPG, PNG, GIF.

Contest Participation & Disclosure
Agreement

You (“ you”, “ your”, “ yours”) have requested to enter (collectively, “ sign-up”, “enter”, “entering”, ”entry”, “entries”) a contest (“contest”) provided by the Identity Intelligence Group℠, LLC dba IDIQ℠ its parent companies, subsidiaries, affiliates, divisions, contractors and all data sources and suppliers (collectively, “ IDIQ”, “ we”, “ our”, “ us”).

TERMS AND CONDITIONS
You must read this IDIQ contest participation and disclosure agreement terms (collectively, “contest terms”) carefully before you sign up for any contest offered by us. These contest terms are a legally binding agreement between IDIQ and you and define the terms that you agree upon to enter our contest. This contest is subject to federal, state and local laws where applicable and is VOID WHERE PROHIBITED BY LAW. IF ANY OF THE CONTEST TERMS CONFLICT WITH ANY JURISDICTIONAL LAW FROM WHERE YOU ARE PHYSICALLY LOCATED WHEN YOU SIGN UP or RESIDE, YOU MUST NOT ENTER THIS CONTEST.

WEBSITE TERMS OF USE
The information on IDIQ websites (“website” or websites”) is intended as a convenience to provide you with a method to sign up for our contest. By using our websites, you may have access other information and services we offer. However, NO PURCHASE IS NECESSARY TO ENTER OR WIN OUR CONTEST. A PURCHASE DOES NOT INCREASE YOUR CHANCES OF WINNING.

The copying, framing, mirroring, scraping or data-mining of our websites or any of its contents in any form or by any method is strictly prohibited. Access to our websites does not grant you any right, license or privilege to reproduce, publish or use any material from the websites or any property of IDIQ except as expressly set forth herein. Any stories, ideas, concepts, techniques, procedures, methods, systems, designs, plans, charts or other materials you transmit to us through e-mail, phone, or our websites will become our property and may be used by us at any time and for any purpose, without restriction, unless otherwise agreed by IDIQ.

By using our websites, you agree not to restrict or inhibit anyone from using or enjoying our websites. In your use of our websites, you shall not knowingly nor negligently transmit any viruses, malware, trojan horses, worms, time bombs, cancelbots or other similar harmful or deleterious programming routines.

CONTEST PARTICIPATION RULES & DISCLOSURES
ANY VIOLATION OF THESE OFFICIAL RULES BY YOU AS A PARTICIPANT OR CONTEST WINNER WILL RESULT, AT THE SOLE DESCRETION OF IDIQ, IN YOUR DISQUALIFICATION IN THE CONTEST AND/OR AS A WINNER.

Eligibility - This contest is restricted to: (i) Those who sign up at our website(s) where the contest entry process is offered, (ii) who are 18 years of age or order as of the date of entry, (iii) are legal residents in any of the fifty (50) continental states of the United States of America and Washington D.C., (iv) One entry per eligible individual person. Employees of IDIQ and their immediately family members living the same household, IDIQ affiliates, subsidiaries, advertising/promotion agencies, and suppliers, (“employees”) are not eligible to participate in the contest.

Entry Period – All eligible entries will be accepted during the period starting on October 7, 2019, at 9 a.m. PST and closing (ending) October 31, 2019 at 5 p.m. PST.

How to Enter – Your contest entry must be submitting at our website at https://www.identityiq.com/horror-story using the online form and entry fields we provide. For your entry to be valid, you must complete all the entry form fields with accurate information as its specified or required. If your entry is incomplete, you do not adhere to the form field specifications or you use any fraudulent methods to sign up, you may be disqualified at the sole discretion of IDIQ.

Prize – There will be one (1) winner (“winner”) chosen from the eligible entries who will receive a prize (“prize”) in the form of a pre-paid credit card, from a nationally recognized and accepted credit card issuer in the amount of $100.00 (U.S.).

Odds of Winning – The approximate numeric odds of winning depends on the number of eligible entries received.

Winner Selection – The winner will be selected within fifteen (15) days after the contest entry period has concluded by an IDIQ panel of judges (“judges”). The judges will use the criteria of the contest as found at our website(s). The interpretation of the criteria, which will be used for all entries, is at the sole discretion of IDIQ. By entering this contest, you agree to accept the decision of the judges as final and binding.

Winner Notification – The winner will be notified by email, using the email address you provided in your entry, within five (5) business days following selection of a winner. Winners may be required to complete, sign (execute) and return an affidavit of eligibility prior to the release of any prize. IDIQ shall have no liability for the failure of a winner to read or receive a winner email notice. This includes but is not limited to such occurrences affecting the delivery or reading of a winner notice due to spam, junk e-mail, security settings, email settings, incorrect or otherwise non-functioning email addresses or simply checking and reading your email. If the winner cannot be contacted, is ineligible or fails to claim the prize by providing an address or other information that is necessary for prize delivery within seven (7) business days from the time the email notification was sent, or if requested, fails to return a completed and signed affidavit of eligibility, the prize may be forfeited and an alternate winner immediately selected by the judges.

Winner Taxes – A winner is responsible to directly pay any applicable federal, state or local income or other applicable taxes that may apply. Additionally, winners may be required to file or notify federal or state tax officials when winnings from a contest exceed a certain value. In all cases, this responsibility and any associated cost is the sole and complete obligation of the winner.

Winners List - To obtain a copy of the contest winner name or a copy of these contest terms, mail your request along with a stamped, self-addressed envelope to: IDIQ, 43454 Business Park Dr., Temecula, CA 92590 USA. Requests must be received no later than the contest closing entry date.

Prize Delivery - The prize will be mailed to the winner within thirty (30) days of the winner claiming the prize and will be mailed to the address that you provide to us in writing (email) using a nationally recognized postal mail shipper and will require a shipping signature as receipt of your prize. Prizes are non-transferrable.

Contest Sponsor - The contest sponsor (“sponsor”) of the contest is: IDIQ with a mailing address of;
43454 Business Park Dr., Temecula, CA 92590 USA

ACKNOWLEDGEMENTS & AUTHORIZATIONS

Modifications
IDIQ reserves the right, in its sole discretion:
To cancel, terminate, modify or suspend the contest should virus, bug, non-authorized human intervention, fraud, or other cause beyond IDIQ’s control corrupt or affect the administration, security, fairness, or proper conduct of the contest. In such a case, we may select the contest winner from all eligible entries received prior to and/or after (if appropriate) the action taken by IDIQ.

To disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the contest or website or violates these contest terms.

To maintain the integrity of the contest, to void entries for any reason, including, but not limited to: multiple entries from you and from different IP addresses; multiple entries from the same computer in excess of that allowed by the contest terms; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage our website or undermine the legitimate operation of the contest may be a violation of criminal and civil laws. Should such attempt be made, IDIQ reserves the right to seek damages to the fullest extent permitted by law.

Privacy & Who May Use
You acknowledge that we may use your personal information in accordance with these contest terms and our Privacy Policy found on our websites and by clicking HERE . You further agree that the Privacy Policy is considered a part of these contest terms. You authorize IDIQ and its employees and agents to accept, process, read and assess your entry.

By entering this contest and providing your information such as but not limited to your name, photos, stories, portrait, picture, voice, likeness, image, statements, experiences, videos, text etc.,(“information”) you understand and agree that IDIQ:

When submitting writings such as by not limited to a story, experience, statement etc., you will not provide confidential or personal information such as but not limited to credit card numbers, names of your creditors, social security numbers etc.

Its employees, authorized third party agents, licensees, successors, and assigns, shall have the right, where permitted by law, to utilize this information such as but not limited to; printing, publishing, broadcasting, distributing, and its use in any media now known or hereafter developed, in perpetuity and throughout the world, without limitation. Such information may further be used for but not limited by such purposes as for news, publicity, publications, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. By entering this contest and providing this information, you represent and warrant that your entry is an original work of authorship and does not violate any third party proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, you will be disqualified at the sole discretion of IDIQ. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, you shall, at your sole expense, defend or settle against such claims.

Communications
By entering our contest, it may be necessary for us to communicate with you in a variety of ways including phone, email or postal mail (“Methods”). Examples of communications Methods that we may utilize with you include but are not limited to the following; (a) confirmation of entry, (b) contest updates and (c) contest announcements.

Communications we send you are provided as a courtesy. Because all communications to you are provided in some way through a third-party communications provider, we cannot guarantee and are not responsible to assure communications we send you are delivered in a timely, complete manner or at all. By entering our contest, you agree that IDIQ and its employees or contractors may contact you by using any of the communications Methods described above. If there is any communication, the frequency of communications may vary. If you do not agree to these communication terms, do not sign-up in our contest.

GENERAL PROVISIONS

Proprietary Rights
You acknowledge and agree that; (i) all content associated in any way to our Services and product such as but not limited to our websites, services, logo, customer support, education material, communications and processes (“content”) are the copyrighted work of IDIQ or its third-party content suppliers and is protected by copyright laws, (ii) IDIQ’s names, such as but not limited by www.IdentityIQ.com , IdentityIQ℠, CreditReportIQ℠, CreditScoreIQ℠, CreditBuilderIQ℠ and IDIQ brand logos, all page headers, customer graphics and button icons are service marks, trademarks and/or trade dress of IDIQ (collectively, the “marks”), and (iii) all other trademarks, product names, company names or logos on the websites are the property of their respective owners and you have no right to use nor copy such property. In addition to agreeing to comply with all applicable laws in connection with your use of our websites, you agree you will not use any such content or marks from this website for any purpose without the appropriate prior written authorization from IDIQ.

Disclaimer and Limitation of Liability
You expressly understand and agree that your use of our websites and entry in our contest is at your sole risk. All entry forms and tools found on forms are provided on an “as is” or “as available” basis. By entering, You agree to release and hold harmless IDIQ and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) Your participation in the contest and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process; (v) electronic or human error in the administration of the contest or the processing of entries.

Indemnification
By agreeing to these contest terms, you indemnify and hold IDIQ, its officers, directors, employees, contractors, agents, subsidiaries, joint ventures, licensees, and other third-party affiliates harmless from any claim or demand including reasonable attorney fees made by any third-party due to or arising from your break of these contest terms or your violation of any law or regulation or the rights of any third-party.

Binding Arbitration
PLEASE READ THIS CAREFULLY, IT AFFECTS YOUR RIGHTS AND PARTICIPATION IN THIS CONTEST
IDIQ believes that any concern or disagreement you have can be resolved by contacting us by mail at the sponsor address provided is these contest terms. If your concern is not addressed, then you understand and agree that all claims, disputes or controversies between you and IDIQ, including, but not limited to tort and contract claims, claims based upon any federal, state or local statute, law, order, ordinance or regulation, and the issue of arbitrability, shall be resolved by final and binding arbitration at a location determined by the arbitrator. Any controversy concerning whether a dispute is arbitrable shall be determined by the arbitrator and not by the court. Judgment upon any award rendered by the arbitrator may be entered by any state or federal court having jurisdiction thereof. This arbitration contract is made pursuant to a transaction in interstate commerce and its interpretation, application, enforcement and proceedings hereunder shall be governed by the federal arbitration act (“FAA”). Neither you nor IDIQ shall be entitled to join or consolidate claims in arbitration by or against other consumers or arbitrate any claim as a representative or you of a class action or in a private attorney general capacity. The parties voluntarily and knowingly waive any right they have to a jury trial.

Governing Law
These contest terms provided hereunder will be governed by the laws of the State of Nevada, County of Clark, without regard to any laws that would direct the choice of other states laws and where applicable, will be governed by the federal laws of the United States.

Entire Agreement
These contest terms, the Privacy Policy, and other policies IDIQ may post constitute the entire agreement between IDIQ and you in connection with your use of our websites, your contest entry, the content, and supersede any prior versions of the contest terms, if applicable. The contest terms are effective until terminated by IDIQ. In the event of termination, the proprietary rights, communications, disclaimers, limitations of liability, and governing law provisions set forth in these contest terms will survive. In the event of a conflict between any other notice, policy, disclaimer or other term contained in our websites, your entry or any content, these contest terms will control. If any provision is deemed to be unlawful or unenforceable, it will not affect the validity and enforceability of the remaining provisions. The section headings are for convenience only and do not have any force or effect.

Last updated: October 4, 2019

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Sharing your story is simple:

  1. Enter Your Name & Email Address
  2. Give Your Story a Headline
  3. Describe Your Story and Upload an Image
  4. Submit Your Form
  5. We Will Notify the Winner via Email

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What motivates someone to commit identity theft and how would you be affected if your personal information got into the wrong hands?

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