Advancial Federal Credit Union Member Special Pricing

Up to 35% Off on Credit Report and Identity Theft Monitoring

  • 3-Bureau Reports & Scores
  • 3-Bureau Daily Monitoring & Alerts
  • ScoreCasterIQ® Tool Featuring Special Reports, Recommendations & Simulations
  • $1 Million Identity Theft Insurance*
Get Protected Now!

“What I love about IdentityIQ services is their alerts. I continue to get alerts about my identity, as well as any credit issues. This is something I enjoy because it gives me peace of mind every single day knowing that its being worked on and monitored."

- Noor, IdentityIQ Customer Since 2012



Now with ScoreCasterIQ®

The ScoreCasterIQ tool goes beyond the typical credit report or credit score simulator. ScoreCasterIQ provides a detailed analysis of the credit report, recommended actions to take with accounts negatively impacting the score, and an interactive tool to educate and assist with general credit score scenarios.

Credit Reporting

The ScoreCasterIQ report includes customized analysis that can help a consumer determine which accounts are impacting their score. It highlights elements of each account that should be reviewed for accuracy and includes links to specific recommendations.


ScoreCasterIQ recommendations include a summary of all recommended actions based on the current credit report. These may include actions for the customer to consider that will have an impact in the short-term, like paying down debt or utilizing an existing account.


ScoreCasterIQ simulations help consumers identify the best potential way to positively manage their score in the short-term using one of two methods; “target score” or “best use of funds”. Target score simulations provide specific recommendations to reach the consumer’s credit score objective.

On average there are 3 data breaches a day, meaning almost everyone’s personal information has been exposed.* Help protect yourself against identity thieves with up to $1 million in stolen funds reimbursement along with coverage for personal expenses, lawyers and experts.

Source: Identity Theft Resource Center

World Class benefits

Our carefully selected suite of identity and credit-related services integrate the power of the most advanced business information resources to inform, protect, alert, and assist in the event of identity theft or credit reporting inaccuracies.

Credit Reports & Scores

Get your complete credit outlook as well as insights into your credit report profile with up to 12 reports a year, something most our competitors don’t offer.

Credit Monitoring

Monitoring can alert you to suspicious activity as well as to new accounts and other changes. Our U.S.-based customer service team of experts can assist you with questions if anything looks suspicious.

Identity Theft Monitoring

Your identity goes beyond your credit report. We actively monitor your Social Security number, change-of-address notifications, international and national most-wanted lists, and for your information on the dark web.

Identity Theft Insurance

With up to $1 million in identity theft insurance that covers out-of-pocket expenses, lost wages, legal advice, and lost funds, you have financial peace of mind.*

Why Do Thieves Steal Your Identity?

What would you do if your identity was stolen? Questions start to flood your mind, leading you down a path of trying to figure out how and where this could have happened and you can’t help but feel violated and insecure. The two questions we all end up having are: why did they steal my identity and more importantly what will they do with my identity? While it’s often difficult to make sense of why a criminal does something, we can help identify a few of the most common things criminals do with a stolen identity.

  • Open new credit cards in your name
  • Make fraudulent purchases
  • Log in to personal accounts (email, social media, bank, etc…)
  • Open new phone and utility accounts in your name
  • Clone your ATM or debit card
  • Change your billing address
  • Obtain a new driver’s license or official ID
  • Use your identity when questioned by police

Protect your identity today!

Get Protected Now!