Our carefully selected suite of identity and credit-related services integrate the power of the most advanced business information resources to inform, protect, alert, and assist in the event of identity theft or credit reporting inaccuracies.
Suspicious changes in your credit report are one of the first indications that your information may have been compromised. If you feel something has gone wrong, one of the first steps we recommend is to take a look at your credit report and verify all of your information. We believe checking your report regularly is so important that we offer you 12 reports per year (on select plans), which is something our competition does not.
Daily credit monitoring gives insight into changes that are made to your credit report profile. Checking your credit report and score regularly, combined with the power of credit monitoring, empowers you to see changes as they occur and act quickly if something unexpected happens.
You may have heard a lot of talk about the dark web lately. So, what is it? The dark web is similar to the Internet we all know and love with a few key differences that make it ideal for criminal activity. The dark web is accessed with a special browser that allows criminals to anonymously enter an online version of the black market. Within the dark web, anything can be bought and sold without regulation, oversight, or restriction.
Your identity goes beyond your credit report and so should your monitoring. When thieves get access to your identity, they use it in ways some of us would never think of. One of the most impactful ways a thief abuses your identity is by committing criminal acts in your name. With IdentityIQ, we actively monitor international most wanted lists and national criminal record databases for your information.
Thieves like to use stolen information to open new accounts. Often, you never know it happens until you pull your credit report and see accounts that you never knew about. We are actively searching for utility applications, payday loans, cell phones, and credit applications. Even if your credit isn’t pulled, we still know when it happens and we notify you so you can take action.
IdentityIQ will offer up to $1 million in identity theft insurance* for the primary member and provide you with financial peace of mind, making you an informed and proactive consumer with a team of experts to support you. If you have out of pocket costs due to ID theft, you’re covered with up to $1 million in ID theft insurance.
What would you do if your identity was stolen? Questions start to flood your mind, leading you down a path of trying to figure out how and where this could have happened and you can’t help but feel violated and insecure. The two questions we all end up having are: why did they steal my identity and more importantly what will they do with my identity? While it’s often difficult to make sense of why a criminal does something, we can help identify a few of the most common things criminals do with a stolen identity.