Protect Your Identity

See what’s impacting your credit score today and how your financial actions can help you achieve your goals!

  • Instant Access to All 3 Credit Scores
  • Customized Report Analysis
  • Short-Term and Long-Term Action Recommendations
  • Target Score Simulations

World Class benefits

Our carefully selected suite of identity and credit-related services integrate the power of the most advanced business information resources to inform, protect, alert, and assist in the event of identity theft or credit reporting problems.

  • Credit Reports & Scores

    Get your complete credit outlook as well as insights into your credit report profile with up to 12 reports a year, something most our competitors don’t offer.

  • Credit Monitoring

    Monitoring can alert you to suspicious activity as well as to new accounts and other changes. Our U.S.-based customer service team of experts can assist you with questions if anything looks suspicious.

  • Identity Theft Monitoring

    Your identity goes beyond your credit report. We actively monitor your Social Security number, change-of-address notifications, international and national most-wanted lists, and for your information on the dark web.

  • Identity Theft Insurance

    With up to $1 million in identity theft insurance that covers out-of-pocket expenses, lost wages, legal advice, and lost funds, you have financial peace of mind.*

Go Beyond


Our ScoreCasterIQ tool goes beyond the typical credit report or credit score simulator.

Report Analysis

The ScoreCasterIQ report includes customized analysis that can help you determine which accounts are impacting your score. The report highlights elements of each account that should be reviewed for accuracy and includes links to specific recommendations.


ScoreCasterIQ recommendations include a summary of all suggested actions based on the current credit report. These may include actions for you to consider that will have an impact in the short-term, like paying down debt or utilizing an existing account. They may also include longer-term recommendations like opening new accounts to improve the balance of credit types.


ScoreCasterIQ Simulations help you identify the best potential way to positively manage your score in the short-term using one of two methods: “target score” or “best use of funds.” Target score simulations provide specific recommendations to reach your credit score objective. Best-use-of-funds simulations provide you the best possible considerations to meet your target scores using the funds available to you.

Additional Benefits

Services include credit and identity theft monitoring with alerts for suspicious activity such as when a new account is opened in your name or your personal information is used along with up to $1 million in identity theft insurance coverage.*

Why Do Thieves Steal Your Identity?

What would you do if your identity was stolen? Questions start to flooding your mind, leading you down a path of trying to figure out how and where this could have happened and you can’t help but feel violated and insecure. The two questions we all end up having are: why did they steal my identity and more importantly what will they do with my identity? While it’s often difficult to make sense of why a criminal does something, we can help identify a few of the most common things criminals do with a stolen identity.

  • Open new credit cards in your name
  • Make fraudulent purchases
  • Log in to personal accounts (email, social media, bank, etc…)
  • Open new phone and utility accounts in your name
  • Clone your ATM or debit card
  • Change your billing address
  • Obtain a new driver’s license or official ID
  • Use your identity when questioned by police

Featured Plans

IdentityIQ features provide you with peace of mind and a variety of plans that allow you to choose what best fits your needs.

Take Control of Your Credit

Start Today!