Pay rent.
Build credit.
Repeat.

Pay rent. Build credit. Repeat.

Boost your score 20+ points with your first payment*

Start Today For $1

$18.97/month after the 7-day trial. Cancel anytime. No contracts.

Your Tool for 
Building Credit

Rent payments are comparable to a mortgage, and should strengthen credit, not be ignored. IdentityIQ is here to help renters turn everyday payments into real credit progress.Backed by 20+ years of trusted credit monitoring expertise, IdentityIQ gives you the tools to help improve, track and protect the financial future you’re building.

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Over 6 million members trust IdentityIQ to strengthen their financial future.

You deserve to be credit confident.

Build the score that pays you back. Qualify for lower interest rates, save thousands over time, and access the financial opportunities you deserve.

Credit Reports and Scores

Fix credit issues before they cost you

Issues and red flags on your credit report can quietly raise your rates, shrink your approvals, or stop opportunities in their tracks — and no one else is checking for you. We scan your reports to catch problems early, so every decision made about your credit is based on accurate information.

Rental and Utility Payment Reporting

You pay the bills. We make them count.

The payments you're already making can do more for you. We report your rent, utilities, phone, and other recurring bills as tradelines to the credit bureaus — turning everyday spending into a growing credit history. No new bills. No payment changes. Just stronger credit and better odds every time you apply for what's next.

Privacy Scan and Data Removal

Stop spam emails and cold calls

Your name, address, and personal details are being sold right now — sitting on marketing lists and data broker sites for anyone to find. We scan for your exposed data and get it removed, fast. And since new brokers appear all the time, the longer you stay protected, the more data we strip away.

See where you stand before it counts.

Start your 7-day trial today!

Don't just take our word for it...

5 star rating
Noor S.
Verified Customer
image of a middle aged man smiling

“What I love about IdentityIQ services is their alerts. I continue to get alerts about my identity, as well as any credit issues. This is something I enjoy because it gives me peace of mind every single day knowing that its being worked on and monitored.”

5 star rating
Sonika L.
Verified Customer
image of a young woman smiling

“Great service. Helped me understand my credit score and what was negatively impacting it so I could work at improving my score. Definitely recommend IdentityIQ.”

5 star rating
Steffani H.
Verified Customer

“IdentityIQ is different from other credit monitoring agencies. They go above, and beyond to make sure your credit is not being compromised. Having a good Credit score is the only way you could get better interest rates, and make major purchases, such as buying a home.”

Actual customer testimonials. Photos are illustrative only.

Don’t waste your monthly payments, get the credit you deserve today.