18 11, 2019

The Pros and Cons of Automatic Bill Payments

By |2019-11-18T21:03:20+00:00November 18th, 2019|

These days, many banks and service providers offer automatic payments to make paying your bills a little easier. This feature lets the companies you do business with automatically charge your credit card or debit your bank account on a predetermined date every month. While automatic payments can remove many of the headaches associated with paying [...]

29 10, 2019

Consumer Knowledge of Credit Scores Steadily Declining

By |2019-10-29T18:09:46+00:00October 29th, 2019|

Americans’ knowledge of credit scores has been steadily declining since 2012, according to a recently released survey from the Consumer Federation of America and VantageScore Solutions, LLC. The survey was conducted by phone and posed a number of credit score related questions to 1,002 American adults. The improved economy could be one reason for the [...]

24 10, 2019

National Average of FICO Credit Score at Record High

By |2019-10-24T21:00:02+00:00October 24th, 2019|

The developer of the most popular credit scoring model, FICO® Credit Scores, announced last month the national average FICO score has reached 704, an all-time high. Average scores have steadily risen for nine straight years since bottoming out at 686 during the Great Recession. Stronger credit scores give consumers better borrowing power, access to better [...]

17 10, 2019

The Origins and History of the Dark Web

By |2019-10-17T19:57:52+00:00October 17th, 2019|

Accessing the Dark Web? You’ll need Tor For anyone to access the dark web, a special type of software and web browser is required. The most well-known and frequently-used software is the Tor browser, which stands for The Onion Router. Tor protects the anonymity of its users by using multiple layers of encryption. Keep in [...]

15 10, 2019

New Malware Zombie Attack Targets Windows Users

By |2019-10-15T19:13:07+00:00October 15th, 2019|

A new zombie attack is preying on Windows users in an attempt to take over their machines, according to researchers. Microsoft security researchers recently reported a new malware campaign, called Nodersok, that aims to disable Windows Updates and Windows Defender and turn the victimized device into a “zombie” proxy. The Nodersok infection begins with a [...]

14 10, 2019

How to Spot an Email Phishing Attempt at Work

By |2019-10-14T15:58:02+00:00October 14th, 2019|

Anyone who uses a work email address needs to be wary of email phishing scams, a common tool used by cybercriminals to prey on businesses, government entities, and other employers. Phishing emails are a common form of social engineering used to impersonate the email of a legitimate sender – such as a company or colleague [...]

10 10, 2019

New Social Security Scam Advises Victims to Move Money to Prepaid Cards to Steal Funds

By |2019-10-10T19:13:09+00:00October 10th, 2019|

A new Social Security scam is using scare tactics and prepaid cards to steal victims’ money. The new scam involves phone calls from criminals claiming to be from the Social Security Administration and reporting there has been suspicious activity involving the potential victim’s Social Security number (SSN), according to the Identity Theft Resource Center. The [...]

8 10, 2019

SIM Swap Scams: How to Protect Yourself

By |2019-10-08T22:02:37+00:00October 8th, 2019|

A SIM swap scam occurs when thieves have gained enough of your personal information to convince a wireless provider to transfer your phone number to a new SIM card that is in their control. Once they have your phone number, they will try to access your accounts, including email, banking and even social media, and [...]

30 09, 2019

What is Email Spoofing? Definition & Protection Tips

By |2019-09-30T19:43:31+00:00September 30th, 2019|

When people hear the term “spoof” they often think of a humorous parody of a song, movie, or real situation. It’s all about imitation — just like it is in the context of cybersecurity. But when it comes to cybersecurity, the imitation isn’t about humor or entertainment. In this context, spoofing refers to the malicious [...]

17 09, 2019

Watch Out for This Google Calendar Phishing Scam

By |2019-09-17T17:05:54+00:00September 17th, 2019|

Email and phone phishing scams are commonplace in the modern age. Their goal is to trick you into providing personal information, such as bank account numbers or personally identifying data, that can be used to commit fraud or identify theft. But thanks to spam filters and call screening, many phishing scams now go ignored. However, [...]

3 09, 2019

Report: More than Half of Social Media Login Attempts are Fraud

By |2019-09-03T22:11:23+00:00September 3rd, 2019|

Scammers make up more than half of login attempts on social media sites such as Facebook, Instagram, and Twitter, according to a new report. A new fraud and abuse report by Arkose Labs found that 53% of logins along with 25% of new account signups on social media are by scammers. Most of the fraudulent [...]

30 08, 2019

Instagram Accounts at Risk with New Phishing Scam Using False 2-Factor Authentication

By |2019-09-03T17:56:59+00:00August 30th, 2019|

A new phishing scam is using false two-factor authentication to take over Instagram accounts. The scam, recently discovered by researchers, starts with emails stating the recipients have had a login attempt into their Instagram accounts. The email states if the recipients did not attempt to log into their accounts they need to log in and [...]

28 08, 2019

How to Know When a Store Credit Card Isn’t Worth Your Time

By |2019-08-28T22:00:43+00:00August 28th, 2019|

Many retailers, from online sellers to department stores and smaller chains, have their own version of a store-branded credit card. Chances are that you’ve been offered one in exchange for a discount off your purchase at some point. While retailers often try to lure customers at the cash register with savings, store credit cards aren’t [...]

27 08, 2019

Five Charged in ‘Largest Criminal Case Ever’ of Identity Theft Targeting Military Members and Veterans

By |2019-09-19T17:59:37+00:00August 27th, 2019|

Five men have been charged with stealing millions of dollars from military members and veterans as part of an international identity theft and fraud ring that used stolen personal information to gain access to Department of Defense and Veterans Affairs benefit sites. The U.S. Department of Justice has charged Frederick Brown, Robert Wayne Boling Jr., [...]

26 08, 2019

My Information is for Sale on the Dark Web: What Should I Do?

By |2019-08-29T00:46:32+00:00August 26th, 2019|

The numerous recent data breaches have exposed the personal information of millions of people and put them at risk of having their information bought and sold on the dark web. The dark web is where cybercriminals go to anonymously buy and sell information – such as names, passwords, credit card numbers, and Social Security numbers [...]