How Virtual Phone Numbers Can Help Protect Your Identity

Do you freely give out your phone number when you’re signing up on a shopping website or meeting a new acquaintance? If so, you should know that criminals can use your phone number to commit identity theft. For example, scammers may try to spoof (impersonate) your legitimate phone number to contact your friends and family, [...]

Are College Students Targeted by Identity Thieves?

When it comes to identity theft, young adults are a primary target. Students are four times more likely to be targets of fraud that can go undetected for years compared to other consumers. In fact, 15% of students deal with severe or moderate impacts from fraud, according to a report from Tulane University. Criminals can [...]

How to Dispose Outdated Electronics to Protect Your Identity

Your iPhone is ancient, your laptop is malfunctioning, and your tablet is due for an upgrade. Of course, there comes a time for everyone to toss their old tech and level up to the latest version. But before trashing your old tech, make sure you don’t leave your personal information out there for the taking. [...]

How to Protect Yourself from Rental Scams

Competition grows fiercer by the day in the nation’s hottest housing markets, and that translates to a competitive rental market as well. But this uptick in demand for apartments and rental homes has resulted in a tighter rental market, opening the door for scammers preying on the desperate. In fact, the Better Business Bureau warns renters [...]

Common Tech Support Scams and How to Avoid Them

These days, we live our lives online. Whether we’re ordering groceries or looking for new shoes, all we need to do is create an account, fill out some basic personal details and log in. But what happens when that account is compromised – or when we think that account is compromised? Maybe you get an [...]

What is Social Media Account Cloning?

When a scammer has the right information, they can easily impersonate you on social media by cloning your account. It’s pretty simple to do when much of the information that scammers need is publicly available on the real person’s profile. Criminals can use cloned social accounts to scam your friends, commit identity theft and even [...]

Why Identity Theft Protection is an Important Employee Benefit

Employees are a company’s most valuable asset. According to Consumer Affairs, between 2019 and 2020, there was a 311% rise in identity theft victims. An employer can help keep their employees safe by providing identity theft protection. Identity theft protection as an employee benefit protects employees and protects the employer. Here’s why identity theft monitoring [...]

Avoid Fake Donation Sites Amid the Russia-Ukraine War

Times of tragedy often bring out acts of charity. But unfortunately, they also bring out scammers hell-bent on exploiting the situation. And the Russian-Ukraine War is no different. As Russia continues to invade Ukraine, more and more Ukrainians are getting displaced, and millions are fleeing the country. So, it makes sense for people to want [...]

How Do I Get an IP PIN From the IRS?

As the tax season picks up, scammers are capitalizing on tax schemes to take your money, steal your identity and rob you of your peace of mind. While you can take several important steps to avoid being scammed, such as using an identity theft protection service, the IRS is also providing a new tool for those [...]

How to Spot Student Loan Scams

As Americans have been struggling through the COVID-19 pandemic, one effort to help is student loan forbearance. As you might know, President Biden’s administration decided to pause student loan payments for another three months in early January. As a result, repayments will begin after May 1. However, scammers are looking for ways to trick student loan borrowers [...]

How to Avoid and Report Boss Scams

A boss scam is a phishing (email) or smishing (text messages) scam used by hackers. Hackers send fraudulent emails or texts in the boss scam, impersonating your boss or another executive. Information gathered through such scams can then be used for illegal activities and identity theft. The Better Business Bureau has warned the public to [...]

How to Protect My Business from Identity Theft?

According to recent reports, identity theft is on the rise. Javelin Strategy reported identity theft resulted in an annual loss of $56 million in a mixed result of different criminal and fraudulent activities last year. When it comes to keeping your business database secure, there can be numerous challenges. If you are worried about your [...]

SIM Swapping Attacks on the Rise- Here’s How to Keep Safe

SIM swapping, also called SIM splitting or hijacking, is a technique employed by online fraudsters to gain access to, seize and control a victim's phone number and SIM information. They gain access to the victim’s identity and information through their phone company and use the information to conduct theft and other fraudulent activities online. Recently, [...]

How Important are Phone Software Updates?

As annoying as software updates are on your phone, they are necessary to help protect you. With every update that you get, your phone's performance can improve. On the other hand, ignoring these updates can make your phone slow, hang frequently and be incompatible with different apps and software. It can also make your phone [...]

Can “Buy Now, Pay Later” Apps Be Trusted with My Personal Data?

It may be tempting to look for new ways to manage personal finances. For example, one of the latest credit options is to use a so-called “buy-now, pay-later” app, which can fund your purchase today and act as a digital layaway platform until you can fully repay the debt.  Considering this type of app is [...]

FTC Recognizes Identity Theft Awareness Week

The Federal Trade Commission is commemorating Identity Theft Awareness Week with a series of free events focused on raising awareness and educating consumers about the growing risk of identity theft. The online events also offer advice on recovering and repairing your personal information after Identity Theft occurs. Of course, using an identity theft protection service that [...]

What You Need to Know About Fake COVID-19 Testing Sites

The Omicron variant has led to a major resurgence of COVID-19 cases nationwide, and with more people rushing to get tested, fraudulent testing sites are popping up everywhere, experts warn. Here’s how to spot the scammers. Most recently, the Better Business Bureau warned that these fake websites and pop-up testing sites would collect your personal information, [...]

5 Data Breach Trends to Anticipate This Year

In its recent annual Data Breach Industry Forecast, credit reporting agency Experian made five predictions for cybercrime and data breach trends to expect this year. The report based their findings on new and emerging trends in finance and technology, continued disruption caused by the pandemic, increased global connectivity and other factors. Here are five data [...]

What Are Cookies and Are They Bad?

If you have browsed the internet recently, you know about the cookie notifications that websites are now required to show. These notifications show up due to the General Data Protection Regulation, which was passed as part of the European Data Protection and Privacy Law. With the increased number of websites showing these notifications, you may [...]

What Is Ransomware and How Does It Work?

Ransomware is one of the most common types of cyberattacks. With how vastly the internet has become embedded in our day-to-day lives, cyberattacks such as ransomware can cause costly disruptions. According to the Harvard Business Review, the amount of money paid to ransomware hackers increased by 300% from 2020 to 2021. This is after ransomware [...]

Here are the Top Ten IdentityIQ Topics of 2021

The past year was packed with major events that affected the nation’s economy, from the earnings of the largest companies down to the wallets of individual consumers. Supply chain issues, inflation, a red-hot housing market, labor shortages and data breaches are just a few of the topics that affected our credit and personal finances. As [...]

What Do You Need to Do When Your Employer Gets Hacked?

The risk of identity theft is a concept that most of us are probably familiar with given the rise of cybercrime and data breaches. Yet a new report by Identity Theft Resource Center and DIG. Works has revealed that most employees do little to protect themselves when they learn their personal information has been exposed [...]

Can a Driver’s License Be Used for Identity Theft?

Your driver’s license has your personal information. So, that means it can be the perfect tool for identity thieves. The Identity Theft Resource Center states that the driver’s licenses of more than 150 million U.S. citizens have been compromised in the last four years. Unfortunately, the threat of identity fraud through your driver’s license is [...]

Can Robocalls Steal Your Identity?

Have you ever received a call to update your car warranty, but you have no car? Did the message sound like a recording? Well, that’s a robocall or an automated call. A robocall is a pre-recorded message delivered by a computerized dialer. These calls are often associated with telemarketing companies and political parties. But, scammers [...]

New Debt Collection Rules Leave Consumers Vulnerable to Scams

It may be true when they say “no good deed goes unpunished” as new adopted regulations meant to protect consumers may have the opposite consequence if you aren’t careful! The new rules on debt collection practices recently adopted by the Consumer Financial Protection Bureau can leave consumers more vulnerable to online scams. Here’s what’s new [...]

How to Spot a Fake Shopping Website this Holiday Season

Americans are expected to spend $1.2 trillion this holiday season, with the majority of shoppers planning to buy most of their gifts online. Unfortunately, all that online spending is a huge motivator for scammers. Cyber-criminals set up fake shopping websites with the aim of selling consumers knockoff goods, stealing their information, or just taking their money. [...]

Gift Card Scams and How to Avoid Them

Gift cards can make for great gifts. They show your loved ones that you know their interests and give them the option to pick something of their own choice. They're an ideal gift for the upcoming holiday celebrations because they're an excellent way to work around product shortages and shipping delays. Problems with the supply [...]

Everyone in Your Family Needs to Protect Their Identity

Thinking about credit monitoring shouldn’t stop at protecting your own personal financials. To help keep your family safe, credit and identity theft monitoring should extend to your entire family, and here’s why: people want to protect their loved ones, from infants to aging parents, but simply can’t be everywhere at once. And trusting financial service [...]

8 Common Identity Theft Scams

Would you believe that incidents of identity fraud increased by more than 40% from 2019 to 2020? A report created by GIACT titled U.S. Identity Theft: The Stark Reality found financial loss related to identity theft rose by approximately 42% in 2020. With that huge increase, how can you protect yourself? The answer is education [...]

Tips to Avoid Holiday Job Scams

During the holiday season, many begin looking to earn some extra cash by picking up some seasonal work. But all may not be merry and bright with scammers ramping up during the holidays. Along with legitimate “Now Hiring” signs dotting retail stores and restaurants across the United States, job ads are popping up in social [...]

What to Do If You’re a Victim of a Hospital Data Breach

A hospital in Worcester, Massachusetts, disclosed an email hack of its employee email system, which may have exposed the personal information of thousands of patients. Earlier this month, UMass Memorial Health alerted patients who were affected by the hospital data breach. In a notice to affected patients, the hospital disclosed that an unauthorized person accessed [...]

How Do You Avoid Fake Check Scams?

If you thought fake check scams were a thing of the past, think again. It’s true that many people no longer write checks or do so infrequently. However, that hasn’t stopped criminals from using fake checks to separate victims from their hard-earned money. According to a recent Better Business Bureau report, the average loss in [...]

Why K-12 Schools Are Prime Targets for Cybercriminals

Private companies and large government agencies aren’t the only organizations that need to prioritize cybersecurity. Kindergarten through 12th-grade schools are also targeted by cybercriminals with hacks, ransomware, phishing scams, data breaches and more. According to the K-12 Security Information Exchange, last year set a record of cyber incidents in schools, with 408 disclosed incidents. These [...]

October is Cybersecurity Awareness Month: Here Are 4 Cybersecurity Tips to Keep Protected

October is Cybersecurity Awareness Month and the theme for 2021 is “Do Your Part. #BeCyberSmart.” There’s never been a better time than right now to review the processes you have in place to avoid the latest cybersecurity risks lurking in the corners of our everyday digital lives. The top cybersecurity concerns for consumers regarding their [...]

Scam School: Bad Practices on Social Media Could Put Your Identity at Risk

With the increased global use of social media, there are more opportunities than ever for scammers to steal identities or perpetrate fraud online. It can even put your family at physical risk. For example, did you know that your status updates posted on Twitter, Facebook, Instagram and many other social media sites can be used [...]

How Independent Contractors Can Use Employee Identification Numbers to Help Prevent Identity Theft

If you’re a sole proprietor or independent contractor, there’s a good chance you’ve used your Social Security number (SSN) to conduct business. Whether you’re filing taxes, applying for a business credit card or other general business activities, sole proprietors often have to use a SSN when there isn’t an alternative. Unfortunately, using your SSN to [...]

Protect Your Personal Documents to Avoid Medical Identity Theft

Personal medical documents are valuable assets. Unfortunately, that means criminals are after those documents, too. Medical documents may contain personal information that includes your name, location, contact information, insurance policies, Social Security number and history of medical treatment. Criminals can use this information to open fraudulent accounts or even receive medical treatment using your identity. Your [...]

Are You a T-Mobile Data Breach Victim? Here Are 3 Steps You Can Take To Help Protect Yourself

T-Mobile’s massive data breach has affected 54 million customers. The breach, in many but not all cases, includes names, driver's license numbers, Social Security numbers (SSNs), and device identification (IMEI and IMSI) numbers for subscribers, former customers and prospective customers who may have been interested in T-Mobile service at one point. This most recent T-Mobile [...]

Back 2 School? Here’s Why Credit Monitoring is a Must-Have for College Students

As U.S. university and college students look to return back to campus this fall, chances are they have plenty on their mind going into the first post-pandemic semester. And perhaps one thing that is way down on their to-do list is to consider how vulnerable their identity is to cybercriminals. Truth be told: cybercrimes against [...]

Cloudstar Remains Compromised Following Ransomware Attack

Cloudstar, one of the title industry's primary cloud providers, remains compromised after a recent ransomware attack disrupted its services. The company also provides services to real estate, legal, insurance, financial services, petrochemical and the oil and gas industries. The Victim of a Ransomware Attack Here’s what happened, according to a notice on the Cloudstar website. [...]

5 Reasons Why Your Free Credit Report Isn’t Enough

With cybercrime on the rise, your personal information is at risk now more than ever. One of your best lines of defense is monitoring your credit report. You’re able to check your free credit report annually from the three major credit bureaus. And there’s nothing wrong with using this free service to review your credit [...]

4 Tips on How to Mail a Paper Check Safely

Just about any type of payment you make can be done without paper checks these days. You can pay your bills through online portals, shop with credit cards or mobile payment apps and send money to your friends and family with Venmo or Zelle. But many people and businesses still rely on paper checks in [...]

‘A National Emergency’: Cloudstar Down After Ransomware Attack

If you are planning on closing on a home today, that may be difficult as a result of the latest ransomware attack. Its victim: Cloudstar, one of the title industry's primary cloud providers. The company also provides services to real estate, legal, insurance, financial services, petrochemical and oil and gas industries. Here’s What Happened On [...]

Watch Out for Scams Surrounding the New Child Tax Credit

This month, qualifying Americans are starting to receive monthly payments as part of an advance on the expanded 2021 child tax credit. This economic stimulus is intended to help families and the economy rebound from the effects of the COVID-19 pandemic. But millions of direct IRS payments can mean opportunities for scammers. Criminals are looking [...]

BYOD? Here Are Possible Risks if You Are Bringing Your Own Device to Work

The shift to remote work during the pandemic brought with it a more relaxed approach to how employers view the idea of employees using their own devices. It is likely that as workers begin returning to the workplace, they may be able to keep using their own devices. While there are certainly some pros to [...]

Don’t Let Scammers Ruin Your Summer Vacation Plans

As vaccination rates rise, travel plans are starting to take hold again. Unfortunately, cybercriminals remain at the ready to ruin your good time. Whether it’s promising discounted trips or posting phony rental listings, scammers are working to get a cut of your hard-earned travel money. Whether you’re planning a trip to the beach or an [...]

Looking to Donate to Charity? Follow These Best Practices to Avoid Scams

Donating to charity is a worthy endeavor, and it can even convey some financial benefits at tax time if you itemize your deductions. But whether you’re donating to charity for the first time, or you’ve been supporting your favorite causes for years, it’s a good idea to ensure your donation is safe and the charity [...]

Audi Got Hacked: What Cybercrimals Do with Your Information and How to Protect It

Volkswagen Group of America has revealed a data breach impacting more than 3.3 million customers after a vendor exposed unsecured data online, according to NBC News. The automaker said an unauthorized third party obtained personal information about customers and interested buyers from a vendor used for digital sales and marketing by its Audi Volkswagen brands [...]

Cybercrime is on the Rise – Here are Some Easy Ways to Protect Yourself

The recent Verizon Data Breach Investigations report shows that global cybercrime is on the rise. It’s a frightening prospect at first glance, but the good news is that the best line of defense may not be as complicated as you think. The Verizon report, which gathers information on 5,358 breaches from around the world, highlights [...]

3 Steps to Take if You Are the Victim of Unemployment Benefits Fraud

Although the pace of layoffs and new applications for unemployment benefits has slowed, fraud attempts have not. Scammers continue to use the COVID-19 pandemic as an opportunity to file fraudulent unemployment claims, often using someone else’s identity. These schemes are widespread and affect most states. Last year, The Federal Trade Commission (FTC) received more than [...]

How to Protect Your Mail from Identity Theft

The mail contains some of the most sensitive information that you can have: your name, address, contact information, bank account number and routing number on mailed checks, financial statements and much more. Despite this vulnerability, unlocked mailboxes and easily-opened paper envelopes leave mail especially vulnerable to thieves. Criminals can use the information contained in your [...]

Account Takeover: What is it and How to Prevent It?

Account takeover is a form of identity theft in which a malicious third party gains access to or “takes over” an online account. In this guide, we define how account takeover happens, how it affects consumers and businesses and what you can do to help protect yourself from it.

Cryptocurrency Use Is on the Rise and So Are Crypto-Scams

There’s no doubt about it, cryptocurrency is increasingly entering into the main fray as a currency of choice. Also on the rise are cryptocurrency-related scams are also on the rise. Business Insider reports that the estimated number of global crypto users has passed 100 million - and boomers are now getting drawn to bitcoin too. [...]

How to Spot a Debt Collection Scam

When creditors sell your unpaid debt to a collection agency, the debt collector can reach out to you directly to try and collect what you owe. But criminals posing as legitimate debt collectors may also target you, using deception or intimidation to collect debts you don’t owe, or they have no authority to collect. If [...]

What is Credential Stuffing?

Hackers can use different techniques to steal your passwords. One way they can use your stolen personal data is called credential stuffing. Read on to learn more about what credential stuffing entails and how you can help protect yourself. Credential Stuffing Defined Credential stuffing is a type of security breach in which hackers use stolen [...]

What is Shoulder Surfing?

Shoulder surfing is a type of identity theft practice where someone tries to steal confidential information by spying over their target's shoulder. The objective of shoulder surfing is to steal sensitive information such as passwords, credit card numbers or personal identification numbers (PINs) that can later be used to access accounts for financial gain.

Check Scams are on the Rise – Here’s How to Keep Safe

Check scams are staging a comeback as criminals continue to seize on the confusion the COVID-19 pandemic has created in people’s lives and finances. Recently, Wells Fargo sent a message to bank customers warning them to be on the lookout for check scammers. One age group in particular – the 18 to 24 group – [...]

Here Are Key Findings from the New FBI Internet Crime Report

This past year, most Americans were focused on the pandemic and dealing with the economic impact and disruptions to their daily life. At the same time, criminals took advantage of new economic programs, a distracted public and an increase in online activity to commit fraud in record numbers. The information released in the FBI 2020 [...]

Here Are the Top 3 Online Scams and How to Avoid Them

The recent Federal Bureau of Investigations Internet Crime Report shows that cybercrime has spiked, leaving hundreds of thousands of victims and costing more than $4 billion. The FBI received a record number of reports last year totaling 791,790, a 69% growth from 2019. Moreover, losses due to internet crime increased by $700 million, growing from [...]

What Do I Do if My Social Security Card is Stolen?

When your Social Security card is stolen, it can be a major cause for concern. The primary concern with a stolen Social Security card is identity theft. With just your Social Security number, identity thieves can wreak havoc in your name, negatively impacting your credit, finances and even commit crimes in your name. As soon [...]

What is Dark Web Monitoring?

Dark web monitoring is a service that scans the dark web for signs that your personal information is being used fraudulently. While the dark web serves many legitimate functions, the anonymity of it also attracts people who are buying and selling illegal goods and services – including stolen personal information. With so many data breaches [...]

Your New Stimulus Check Might Not Be Safe From Cybercriminals

COVID-19 brought on many unexpected consequences, including what some are calling the cyber pandemic. Cybersecurity threats soared to all new highs last year and continue to increase as many professionals move to remote work and Americans increase their online presence in an attempt to social distance. A New Threat Now, cybercriminals have their eye on [...]

How Can I Protect My Personal Information After a Data Breach?

On average there are three data breaches a day, according to the Identity Theft Resource Center. So, that means your personal information might be at risk. If you’ve been notified you have been compromised in a data breach or suspect your personal information has been exposed, here are some concrete steps you can take to [...]

How Cybercriminals Use Stolen Personal Data for Tax Fraud

When an identity thief has purchased your personal information from a data breach, they can use it for all manner of malicious purposes. One common use is tax identity theft. This means a criminal might have purchased your bank account details and tax documents online and then have authenticated access to your bank account. Then [...]

How Cybercriminals Profit from a Data Breach

If you’re still under the impression that hacking is restricted to hoodie-wearing individuals in darkened rooms, then you might be vastly underestimating the scale of the data breach problem.   Last year alone more than 300 million consumers were impacted by data breaches, according to the Identity Theft Resource Center. Let’s break down how cybercriminals [...]

Here’s Why You Shouldn’t Post a Photo of Your COVID-19 Vaccination Card Online

You may have noticed that nestled in with baby announcements, social-distancing birthday photos and dog snaps, social media posts are now also featuring people celebrating getting their COVID-19 vaccinations. It’s natural that after a year of living under pandemic restrictions people are eager to share their experiences with the shot. One thing you should avoid [...]

What is Identity Theft Insurance?

Identity theft insurance is a type of insurance policy that can help victims recover from losses caused by identity theft. It may be offered as a standalone policy, or as a benefit with other types of insurance or identity protection plans. Not all identity theft insurance policies offer the same level of coverage. If you’re [...]

Looking for Love Online? Be Aware of Scammers and Fraud

During the COVID-19 pandemic, many people are trying online dating for the first time. Unfortunately, scammers are looking to take advantage of that. Especially during Valentine’s Day and the season of love, singles looking to make that special love connection via an online dating app need to be particularly aware of online romance scams. MatchGroup, [...]

How to Help Avoid Tax Identity Theft

Every year, tax season presents a seasonal opportunity for criminals seeking monetary gain from identity theft. There are many ways that scammers may try to obtain personal information, but the end goal is to file a falsified tax return in the taxpayer’s name and claim a tax refund. The scheme may not be discovered until [...]

Suspected Second Cyberattack Linked to Flaws in SolarWinds Software

News agencies are reporting a possible second data breach using flaws in the SolarWinds software, this time with suspected Chinese hackers infiltrating U.S. payroll agency systems. Sources have disclosed another cybersecurity breach in the SolarWinds software that took place last year, affecting the National Finance Center, a federal payroll agency. Officials fear the breach might [...]

How to Help Protect Your Credit Health When You Missed a Bill Payment

Life is hectic and it’s easy to miss details sometimes, even when that detail happens to be a bill coming due. Making your payments on time can be tough when you’re having financial troubles or simply juggling a lot of responsibilities. It’s important to pay your bills on time to protect your credit health. Late [...]

Cybercrime and Fraud on the Rise During COVID-19 Pandemic

During the coronavirus pandemic, there’s been a direct correlation with the rise of online activity, data breaches and identity theft. As many Americans' personally identifiable information goes digital, it’s becoming increasingly vulnerable to hacks and theft by cybercriminals who profit from access to online accounts. This past year, in particular, internet services have experienced anywhere [...]

5 Data Breaches You May Have Missed

The news cycle has been dominated by the COVID-19 pandemic, the presidential election, nationwide protests and a whole lot more. With all that transpired over the last few months, and even with the SolarWinds cyberattack making headlines, it might be easy to forget that data breaches and hacks continue to expose the personal information of [...]

Don’t Fall Victim to COVID-19 Vaccine Phishing Schemes

As the COVID-19 vaccine continues to become available to more people, be aware of potential phishing scams related to the vaccine. It’s important to stay vigilant to certain warning signs prevent you from being a phishing scam. Two vaccines to prevent coronavirus infections have now been granted authorization for emergency use. Every day thousands of [...]

4 Identity Theft Myths to Stop Believing

Identity theft has been around for a long time, and it continues to evolve and adapt with the times. With the variety of scams out there, it’s easy to get bogged down in rumors and half-truths. When it comes to identity theft, you need to avoid believing misinformation and spreading it to others. Here are [...]

2 Things You Can Do to Help Reach Your Credit Goals in the New Year

The start of a new year is a great time to reassess your financial health and implement habits that help positively impact your credit profile. Monitoring your credit report and identity is the best place to start your financial resolutions since it can have a ripple effect in other aspects of your life as the [...]

Here Are the Top-10 IdentityIQ Topics of the Year

This past year has been unlike any other. As we start a hopefully better 2021, we are taking a look back at the most searched and visited topics on the IdentityIQ blog during 2020. This list clearly shows that consumers are concerned about protecting their identity; paying down debt; learning how credit card debt impacts [...]

Here’s How the Recent SolarWinds Cyberattack on U.S. Agencies and Companies Affects You

Cybersecurity experts are still trying to determine the scale of damage wrought by a recent cyberattack using SolarWinds software on the U.S. government and Fortune 500 companies. The attack aimed at the U.S. Treasury and Commerce departments as well as international companies continued for months until it was discovered by FireEye, a cybersecurity company that [...]

How Oversharing About Your Kids on Social Media Can Lead to Identity Theft

Every day, criminals scour the internet for personal information they can use to commit fraud and identity theft. In this digital age, individuals need to take steps to protect their privacy and information from fraudsters. This is as true for children as it is for adults, as kids can be victims of identity theft well [...]

Report: Russian Hackers Behind Cyberattack at U.S. Treasury and Commerce Departments

The FBI and Cybersecurity and Infrastructure Security Agency are investigating a cyberattack by Russian-linked hackers that have infiltrated the U.S. Treasury and Commerce departments. The cyberespionage campaign is being described at one of the largest hacks against U.S. government agencies in the last five years. Sources close to the investigation are reporting Russia is behind [...]

How Multiple Credit Cards Can Affect Your Credit Score

To use a credit card for establishing credit, you need to have at least one open card that can be reported to the credit agencies. But beyond that, there’s no definitive number of cards you need to have in your wallet for good credit. While your credit cards directly impact your credit, the number of [...]

Home Depot to Pay $17.5 Million for Data Breach Affecting 40 Million Customers

Home Depot officials have agreed to a $17.5 million settlement for a 2014 data breach that exposed the information of 40 million customers. The home improvement company reached the agreement with the attorney generals of 46 states and the District of Columbia. The settlement stems from a 2014 data breach where hackers were able to [...]

Fake Employer Scams Soar During Coronavirus Pandemic

As unemployment numbers continue to climb, so do fake employer scams that are preying on those searching for work. In fact, there have been triple-digit increases in fake employer scams that aim to gain access to personal and financial information during the COVID-19 pandemic. Online human resources schemes where criminals pose as potential employers have [...]

As Holidays Approach, Be Aware of the Growing Threat of Credit Card Fraud

Credit card fraud and identity theft are exploding as thieves prey on consumers’ COVID-19 pandemic spending habits and desire for contactless shopping. With the holidays approaching, you need to be extra vigilant. According to the Federal Trade Commission, credit card fraud has been one of the fastest-growing forms of identity theft. Reports of credit card [...]

Don’t Let a Phishing Scam Ruin Your Holiday

The holidays no doubt can offer many of us some respite from this chaotic year.  However, the season also creates an opportunistic time for cybercriminals to take advantage of your good cheer and deliver some real damage to your personal finance credentials. Pandemic shopping habits mean more of us are going to be online during [...]

Credit Card Fraud Can Happen to Anyone – Even TV Personality Sharon Osborne and Rocker Husband Ozzy

Anyone can fall victim to credit card fraud.  Take television personality Sharon Osborne, for instance. “The Talk”  host recently shared with viewers she and rocker husband Ozzy were credit card fraud victims, according to FOX News. Osbourne revealed, “Someone rang up charges and maxed out Ozzy's card and my card. I called through to the [...]

With Job Scams On the Rise During COVID-19, Here Are Tips on How to Help Avoid Falling Prey

Work-from-home jobs have always been a target of scammers. Now, amid the COVID-19 crisis, these jobs have become even larger targets. Complaints about scams for certain business and job-related opportunities have spiked this year amid the coronavirus pandemic, according to Federal Trade Commission and Better Business Bureau (BBB). This uptick comes as the United States [...]

How to Help Protect Minor Children from Synthetic Identity Theft

According to the Federal Reserve, synthetic identity theft is one of the fastest growing forms of identity theft in the country. Synthetic identity theft occurs when a criminal uses a combination of real and falsified data to create a fictional identity for financial gain and other fraud. Children are particularly appealing victims for synthetic identity [...]

Malware Attack Suspected in Barnes & Noble Data Breach

A malware attack is suspected in a recent Barnes & Noble data breach that exposed customer information. The attack also led to some customers not being able to access their e-reader Nook libraries and the temporary shutdown of cash registers at the bookstores’ physical locations. Barnes & Noble officials said the cyberattack took place earlier [...]

How to Help Protect a Deceased Loved One from Identity Theft

No one is completely safe from identity theft – not even after they die. In a form of identity theft known as “ghosting”, criminals can use a deceased person’s personal information to file false tax returns, claim Social Security benefits, open fraudulent loans and credit cards and more. Millions of deceased Americans have their identity [...]

Phishing Attacks Targeting Employee Credentials on the Rise During COVID-19

A recent report by cybersecurity company GreatHorn found that companies experience an average of 1,185 phishing attacks every month. Even though the success rate of these phishing attacks is at a deceivingly low 6%, it means 71 of those are still successful and in need of remediation. The report found that 15% of organizations are [...]

Shopify Data Breach Affects E-Commerce Merchants and Exposes Customer Information

E-commerce company Shopify recently disclosed the discovery of a data breach that affected customer data and transaction details for fewer than 200 merchants who use their platform. Shopify has reported the data breach to law enforcement including the FBI and other international agencies. According to the statement, two rogue employees on the customer support team [...]

Phishing and Malware Attacks Most Common Techniques for Credential Theft

Every day we use our personal information for access to online accounts, smart devices and other resources. This happens so frequently that the sensitivity of credential information can be taken for granted. A recent study by password management company LastPass found that a staggering 61 percent of business users reuse the same passwords for multiple [...]

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