Child Identity Theft: Prevention & Protection Guide

Child identity theft is becoming a serious and costly problem that can affect families long after their children become adults. In fact, more than a million children were affected by identity theft and it cost families more than $540 million out of pocket in 2017 alone. Do you feel confident spotting the signs of child [...]

5 Strategies for Protecting Your Child’s Privacy Online

The internet is an amazing source of information, but it also contains many unique threats. One important concern in the digital age is online privacy; thieves, hackers, and other criminals may be trying to access your data and information for their own personal gain. Kids are just as vulnerable as adults (if not more so), [...]

4 Reasons Identity Theft is a Major Threat During the Holiday Season

Protecting your finances and identity is a year-round endeavor, and you should always be diligent to guard yourself against identity theft. But identity theft and fraud are especially prevalent during the holiday season. According to credit bureau Experian, fraud attempts spike during the holidays, especially on Thanksgiving and the days leading up to Christmas. What [...]

The Social Threat: How Criminals Can Use the Information You Share on Social Media

Social media networks are a great way to connect with friends and family online, but they’re also a breeding ground for scams and criminal activity. And while you may picture hackers trying to break into your account, thieves can just as easily use the information you volunteer to share publicly. It pays to be [...]

6 Common Credit Report Inaccuracies

The information contained in your credit report should be fair and accurate. After all, it determines your credit score and helps lenders, creditors, and other companies decide whether to do business with you. Unfortunately, credit report inaccuracies are extremely common. In 2013, the FTC reported that one in five Americans had discovered an inaccuracy on [...]

5 Password Best Practices You Should be Using

When it comes to protecting your online accounts, passwords are one of the most important lines of defense. Your finances, credit score, and identity are all protected by the passwords you keep. Unfortunately, many people practice poor password security, which can leave them vulnerable. While passwords aren’t foolproof against thieves and hackers, using good [...]

Seven Reasons to Pull Your Credit Report Right Now

A lack of familiarity with your credit report could cost you big. The information in your credit report determines your ability to qualify for credit cards, loans, and even employment in some cases. Negative information in your credit report could hurt your credit score and block access to the financial products you need. You should [...]

Synthetic Identity Fraud Targets Children in a Long Con

Criminals with a lot of time on their hands are committing a con that can take years to pay off and sounds like something out of the future: Synthetic identity fraud. Instead of the traditional identity theft of stealing an existing identity from someone and posing as them, synthetic identity fraud criminals create a new [...]

Credit Card Lost or Stolen? Here’s What to Do

Your credit card is one of the most valuable items in your wallet, and you rightfully might feel frantic if it’s been lost or stolen. But unlike some other pieces of property, federal law protects your credit card. Replacing it might be a pain, but if you act fast you can limit the damage done. [...]

How to Protect Your Physical Documents from Identity Theft

Each year, millions of Americans fall victim to identity theft. It’s a serious threat, as thieves can use your personal information to open new accounts, claim tax refunds, file fraudulent Medicare claims, and more. Even if your identity isn’t stolen, thieves may try to use your personal information to gain access to your bank account [...]

Why to Always Use a Credit Card Over a Debit Card to Avoid Fraud

Debit cards are one of the worst ways to use your money if you want your identity protected. Because it’s linked directly to your bank account, anyone with your card information can instantly withdraw all the money from your account. If that doesn’t scare you enough, there’s the fact that debit cards don’t have [...]

How the Dark Web Can Threaten Your Credit and Financial Security

Despite an increasing focus on the importance of cybersecurity, organizations continue to lose consumer data to hackers and data breaches on a regular basis. It’s a widespread problem that will likely continue to grow and leave you vulnerable to fraud and identity theft. While you may know the basics of keeping yourself protected (not [...]

Credit Cards vs. Debit Cards: Which is Safer for Online Shopping?

Online shopping offers convenience and great deals, but it also leaves you vulnerable to hackers and data breaches. Criminals are constantly trying to break into the databases of online retailers to access consumers’ personal information and debit or credit card numbers. You should take steps to protect yourself online, and that includes determining the best [...]

Five Underused Tools that Make Online Shopping Safer

Staying safe as you shop online requires diligence. Some good habits, such as keeping your credit card number private, are obvious. But savvy shoppers can go above and beyond to reduce the risk of theft and fraud as they shop on the Internet, using modern technology and safeguards to protect themselves. Here are five [...]

Protecting Your Kids from Identity Theft

Children are just as vulnerable to identity theft as adults, but they don’t have access to the same system of checks and alerts. By falsifying birth dates, thieves can use your child’s Social Security number to open credit cards, take out loans, apply for government benefits, and more. When it’s done to a child, identity [...]

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