Are you planning to cancel your IdentityIQ membership? Life is unpredictable, and sometimes priorities change. If you plan to cancel your IdentityIQ membership, we respect your decision. However, we strongly recommend that you do not leave yourself unprotected from identity theft. Safeguarding your identity is more critical than ever with one in four Americans falling victim to identity theft, according to the AARP.
This article reviews the advantages of IdentityIQ and presents some alternatives to canceling to help you make an informed decision. We also guide you through how to cancel IdentityIQ services.
What Is IdentityIQ?
IdentityIQ is the flagship brand of IDIQ®, one of the fastest-growing industry leaders in credit monitoring and identity theft protection. IDIQ has been offering IdentityIQ services since 2009. Headquartered in Southern California, IDIQ has become one of the fastest-growing companies in the United States, earning four consecutive spots on the prestigious Inc. 5000 List. They are known for providing industry-leading identity theft protection and credit report monitoring.
Is IdentityIQ a Scam?
Is IdentityIQ a scam? The answer is simply no. BestCompany.com has rated IdentityIQ as the best identity theft protection in the industry. Money.com has rated our credit monitoring services as the best in the industry. Throughout the history of IdentityIQ, we have earned the trust of these reputable organizations and more than 3 million members.
Benefits of IdentityIQ
Let’s take a closer look at how IdentityIQ protects its members:
Dark Web and Internet Monitoring
IdentityIQ surveils the dark web and the internet to help ensure your private information doesn’t fall into the wrong hands. If we detect any of your data in unauthorized places, we alert you in real-time and give you a quick action plan to help protect yourself.
IdentityIQ 24/7 Social Security number monitoring helps provide constant protection and helps detect risks to your identity. Unlike other monitoring services that only contact you when your SSN is used with a wrong address or name, IdentityIQ helps ensures you are never left in the dark by alerting you when your SSN is used.
You have the option to extend your member benefits to your immediate family. The IdentityIQ family plan covers expenses such as legal fees, lost wages, and other costs associated with identity theft. This protection allows you to focus on what truly matters – your family’s well-being.
Utility Payment Reporting
IdentityIQ goes the extra mile by reporting your utility payments to major credit bureaus. This means your on-time payments for utilities like electricity, water, or gas can work in your favor, helping improve your credit history.
Rent Payment Reporting
Similar to the utility reporting feature, IdentityIQ rent payment reporting can turn your on-time rent payments into a credit tradeline. We can also report up to 24 months of your past rent payments. This can help raise your credit scores, providing tangible financial benefits.
Identity Theft Insurance and Restoration
IdentityIQ offers peace of mind with a safety net of up to $1 million in identity theft insurance and restoration services, underwritten by AIG. In the case of identity theft, an IdentityIQ dedicated case manager based in the United States can guide you through a personalized action plan to help restore your identity and mitigate damages.
VPN and Antivirus
IdentityIQ gives you access to Bitdefender® Total Security VPN and antivirus software to enhance your online security. You can confidently browse the web with robust protection against online threats without compromising your device’s performance.
We understand there are times when circumstances change, and financial priorities need to be reevaluated. However, in the modern world, protecting your identity and finances is no longer a luxury; it is a necessity. If you feel that you need to cancel your IdentityIQ membership, it’s important to note that you can explore different plans and consider downgrading instead of canceling altogether. This can help cut costs while still ensuring you get the indispensable identity theft protection benefits.
IdentityIQ offers several plans, each with its own set of features to meet your individual needs. Here’s an overview of the key benefits of these plans:
- Secure: The most basic plan offers a budget-friendly bundle of the essentials. Priced at only $6.99 per month, Secure Plan members enjoy daily credit report monitoring drawn from one major credit bureaus, identity theft insurance of up to $1 million in stolen funds reimbursement (underwritten by AIG), and around-the-clock surveillance for a leak in your personal information on the internet or dark web.
- Secure Plus: This plan offers all the same benefits as the Secure Plan with the addition of access to credit reports and scores from all three major credit bureaus. For Secure Plan members, these reports update annually, giving you insight into your credit health. It’s a balanced choice with a comprehensive feature set.
- Secure Pro:Secure Pro includes the same features as the previous plan with additional key benefits to help better protect your identity and financial wellness. Secure Pro members’ credit reports and scores are updated every six months. In addition to this, members enjoy enhanced credit monitoring across all three major credit bureaus and real-time alerts when you have significant changes to your credit scores or when a crime is committed in your name. This plan provides robust protection.
- Secure Max:The most comprehensive IdentityIQ plan brings a comprehensive suite of protection features to its members. All the features of other IdentityIQ plans are included, along with other enhanced benefits such as monthly updates on your three-bureau credit reports and protection benefits for your family, including up to $25,000 of identity theft insurance, underwritten by AIG.
If you’re currently considering canceling, explore these options to see if a more basic plan would better suit your needs. Additionally, consider cutting costs by 15% by switching from a monthly plan to an annual plan. For more information on the additional benefits of each plan, visit IdentityIQ.com.
Still Want to Cancel IdentityIQ?
Regardless of whether you cancel your IdentityIQ membership, keeping your identity and finances protected is essential. Going unprotected for even one day leaves you vulnerable to identity thieves and scammers.
IdentityIQ offers a comprehensive set of tools to help you fortify your identity, which is essential in today’s digital age. If you’re considering canceling your membership, be sure to weigh the value of these benefits against your reasons for canceling.
How to cancel IdentityIQ services
If you’ve explored your plan options and still want to cancel your IdentityIQ membership, call our U.S.-based customer care team at 877-875-4347. Please be prepared to verify your identity during the call. An IdentityIQ customer care agent is available to assist you Monday to Friday 7:00 a.m. to 7:00 p.m. (CT) and Saturday 8:30 a.m. to 5:00 p.m. (CT).