What is Shoulder Surfing?

Shoulder surfing is a type of identity theft practice where someone tries to steal confidential information by spying over their target's shoulder. The objective of shoulder surfing is to steal sensitive information such as passwords, credit card numbers or personal identification numbers (PINs) that can later be used to access accounts for financial gain.

How to Not Get Scammed Buying Tickets

If attending the biggest sporting events, festivals and concerts is a big part of your vacation plans, it can be a bummer to find out that the ticket deal you scored is a scam. After all, you are making a hefty investment to be there, which you know after budgeting out your vacation. And it [...]

Tax Preparer Fraud: How to Choose the Right Tax Preparer

With the tax season back, so are tax preparer fraudsters. While many trustworthy and honest tax preparers are willing to help you complete your tax returns, it’s still good to be cautious, especially when you want to protect your identity. Here’s how to avoid tax preparer fraud and what to look for when choosing [...]

How Can College Students Avoid Identity Theft?

College students have many different things competing for their attention, from classes to school activities to an active social life. With all these demands, fighting identity theft might not seem like a pressing matter. But students are prime targets for identity theft, which can cause long-term damage to their finances and credit. Why Are [...]

How Are Elderly Americans Vulnerable to Identity Theft?

Elderly Americans are facing a drastic increase in cybercrime, identity theft and financial abuse. Adults over age 60 last year reported $1.3 billion in cybercrime losses to the FBI’s Internet Crime Complaint Center (IC3) – a 74% increase from the previous year. The fact is, older Americans are a popular target for criminals who [...]

How Do You Protect Yourself from Credit Card Skimmers?

As technology has adapted and grown over the years, so has fraudulent ways of gathering people’s information. Thieves now have the ability to place a small device or camera onto ATM machines, and most customers have no way of knowing. A credit card skimmer is a device installed onto card readers that collects the [...]

Can Your Identity Be Stolen from Your Phone Number?

When it comes to helping prevent identity theft, there’s a lot of personal information you should safeguard, so it doesn’t fall into the wrong hands. This information ranges from your name and physical address to your Social Security number (SSN). But you might not think twice about giving out your phone number whenever someone [...]

Can Someone Change Your Address Without Your Knowledge?

No one ever expects to be a victim of identity theft. But the unfortunate truth is that it happens more often than you might think. According to AARP, one in four people is the victim of identity theft in the United States. Unfortunately, criminals don't always need your personal information to steal your identity [...]

How to Avoid Rideshare Scams While Traveling

If you’re planning a vacation around the country, traveling has never been easier, especially with so many rideshare opportunities available to make it easy to get around. Apps like Uber and LYFT are highly accessible and easy to use. Many people rely on them, but it’s important to know that ride sharing apps are associated [...]

How to Help Protect Your Identity Offline

The media often covers data breaches and cyberattacks that expose the personal data of large groups of people, leaving them vulnerable to identity theft and other forms of fraud. One of the best ways to help protect yourself from digital threats like these is to safeguard your data online. But your personal data isn’t just [...]

4 Ways to Avoid Payment App Scams

Peer-to-peer, or P2P, payment platforms like PayPal, Venmo, and CashApp are popular because they’re quick, convenient, and easy ways to send money to other people electronically. When used as intended, payment apps are relatively safe, but they lack some fraud protections and features that traditional payment methods like credit cards and debit cards have. There [...]

4 Tips to Help Avoid Identity Theft During the Homebuying Process

When you apply for a mortgage loan to buy a home, you have to share a lot of personal information with your mortgage broker and lender. You may need to provide sensitive information such as your name, address, Social Security number, pay stubs, bank statements, information about your investment and retirement accounts, copies of your [...]

6 Common Facebook Marketplace Scams and How to Avoid Them

Are you looking to sell a couch, buy gently used patio furniture or offload that baby swing sitting in your basement for years? Facebook’s Marketplace is a one-stop platform that lets you do all of this – connecting you beyond your friend network to members of your community, enabling you to buy and sell [...]

How to Protect Yourself from Rental Scams

Competition grows fiercer by the day in the nation’s hottest housing markets, and that translates to a competitive rental market as well. But this uptick in demand for apartments and rental homes has resulted in a tighter rental market, opening the door for scammers preying on the desperate. In fact, the Better Business Bureau warns renters [...]

Common Tech Support Scams and How to Avoid Them

These days, we live our lives online. Whether we’re ordering groceries or looking for new shoes, all we need to do is create an account, fill out some basic personal details and log in. But what happens when that account is compromised – or when we think that account is compromised? Maybe you get an [...]

Avoid Fake Donation Sites Amid the Russia-Ukraine War

Times of tragedy often bring out acts of charity. But unfortunately, they also bring out scammers hell-bent on exploiting the situation. And the Russian-Ukraine War is no different. As Russia continues to invade Ukraine, more and more Ukrainians are getting displaced, and millions are fleeing the country. So, it makes sense for people to [...]

How Do I Get an IP PIN From the IRS?

As the tax season picks up, scammers are capitalizing on tax schemes to take your money, steal your identity and rob you of your peace of mind. While you can take several important steps to avoid being scammed, such as using an identity theft protection service, the IRS is also providing a new tool for [...]

How to Spot Student Loan Scams

As Americans have been struggling through the COVID-19 pandemic, one effort to help is student loan forbearance. As you might know, President Biden’s administration decided to pause student loan payments for another three months in early January. As a result, repayments will begin after May 1. However, scammers are looking for ways to trick student loan borrowers [...]

How to Avoid and Report Boss Scams

A boss scam is a phishing (email) or smishing (text messages) scam used by hackers. Hackers send fraudulent emails or texts in the boss scam, impersonating your boss or another executive. Information gathered through such scams can then be used for illegal activities and identity theft. The Better Business Bureau has warned the public [...]

SIM Swapping Attacks on the Rise- Here’s How to Keep Safe

SIM swapping, also called SIM splitting or hijacking, is a technique employed by online fraudsters to gain access to, seize and control a victim's phone number and SIM information. They gain access to the victim’s identity and information through their phone company and use the information to conduct theft and other fraudulent activities online. Recently, [...]

Can Robocalls Steal Your Identity?

Have you ever received a call to update your car warranty, but you have no car? Did the message sound like a recording? Well, that’s a robocall or an automated call. A robocall is a pre-recorded message delivered by a computerized dialer. These calls are often associated with telemarketing companies and political parties. But, scammers [...]

How to Spot a Fake Shopping Website this Holiday Season

Americans are expected to spend $1.2 trillion this holiday season, with the majority of shoppers planning to buy most of their gifts online. Unfortunately, all that online spending is a huge motivator for scammers. Cyber-criminals set up fake shopping websites with the aim of selling consumers knockoff goods, stealing their information, or just taking their money. [...]

Gift Card Scams and How to Avoid Them

Gift cards can make for great gifts. They show your loved ones that you know their interests and give them the option to pick something of their own choice. They're an ideal gift for the upcoming holiday celebrations because they're an excellent way to work around product shortages and shipping delays. Problems with the supply [...]

8 Common Identity Theft Scams

Would you believe that incidents of identity fraud increased by more than 40% from 2019 to 2020? A report created by GIACT titled U.S. Identity Theft: The Stark Reality found financial loss related to identity theft rose by approximately 42% in 2020. With that huge increase, how can you protect yourself? The answer is education [...]

Tips to Avoid Holiday Job Scams

During the holiday season, many begin looking to earn some extra cash by picking up some seasonal work. But all may not be merry and bright with scammers ramping up during the holidays. Along with legitimate “Now Hiring” signs dotting retail stores and restaurants across the United States, job ads are popping up in social [...]

Looking to Donate to Charity? Follow These Best Practices to Avoid Scams

Donating to charity is a worthy endeavor, and it can even convey some financial benefits at tax time if you itemize your deductions. But whether you’re donating to charity for the first time, or you’ve been supporting your favorite causes for years, it’s a good idea to ensure your donation is safe and the charity [...]

3 Steps to Take if You Are the Victim of Unemployment Benefits Fraud

Although the pace of layoffs and new applications for unemployment benefits has slowed, fraud attempts have not. Scammers continue to use the COVID-19 pandemic as an opportunity to file fraudulent unemployment claims, often using someone else’s identity. These schemes are widespread and affect most states. Last year, The Federal Trade Commission (FTC) received more than [...]

Cryptocurrency Use Is on the Rise and So Are Crypto-Scams

There’s no doubt about it, cryptocurrency is increasingly entering into the main fray as a currency of choice. Also on the rise are cryptocurrency-related scams are also on the rise. Business Insider reports that the estimated number of global crypto users has passed 100 million - and boomers are now getting drawn to bitcoin [...]

How to Spot a Debt Collection Scam

When creditors sell your unpaid debt to a collection agency, the debt collector can call you directly to try and collect what you owe. But criminals posing as legitimate debt collectors may also target you, using deception or intimidation to collect debts you don’t owe, or they have no authority to collect. Top 4 Debt [...]

Check Scams are on the Rise – Here’s How to Keep Safe

Check scams are staging a comeback as criminals continue to seize on the confusion the COVID-19 pandemic has created in people’s lives and finances. Recently, Wells Fargo sent a message to bank customers warning them to be on the lookout for check scammers. One age group in particular – the 18 to 24 group – [...]

Here Are the Top 3 Online Scams and How to Avoid Them

The recent Federal Bureau of Investigations Internet Crime Report shows that cybercrime has spiked, leaving hundreds of thousands of victims and costing more than $4 billion. The FBI received a record number of reports last year totaling 791,790, a 69% growth from 2019. Moreover, losses due to internet crime increased by $700 million, growing from [...]

How Can I Protect My Personal Information After a Data Breach?

On average there are three data breaches a day, according to the Identity Theft Resource Center. So, that means your personal information might be at risk. If you’ve been notified you have been compromised in a data breach or suspect your personal information has been exposed, here are some concrete steps you can take to [...]

How Cybercriminals Use Stolen Personal Data for Tax Fraud

When an identity thief has purchased your personal information from a data breach, they can use it for all manner of malicious purposes. One common use is tax identity theft. This means a criminal might have purchased your bank account details and tax documents online and then have authenticated access to your bank account. Then [...]

How Cybercriminals Profit from a Data Breach

If you’re still under the impression that hacking is restricted to hoodie-wearing individuals in darkened rooms, then you might be vastly underestimating the scale of the data breach problem.   Last year alone more than 300 million consumers were impacted by data breaches, according to the Identity Theft Resource Center. Let’s break down how cybercriminals [...]

What is Identity Theft Insurance?

Identity theft insurance is a type of insurance policy that can help victims recover from losses caused by identity theft. It may be offered as a standalone policy, or as a benefit with other types of insurance or identity protection plans. Not all identity theft insurance policies offer the same level of coverage. If you’re [...]

Looking for Love Online? Be Aware of Scammers and Fraud

During the COVID-19 pandemic, many people are trying online dating for the first time. Unfortunately, scammers are looking to take advantage of that. Especially during Valentine’s Day and the season of love, singles looking to make that special love connection via an online dating app need to be particularly aware of online romance scams. MatchGroup, [...]

How to Help Avoid Tax Identity Theft

Every year, tax season presents a seasonal opportunity for criminals seeking monetary gain from identity theft. There are many ways that scammers may try to obtain personal information, but the end goal is to file a falsified tax return in the taxpayer’s name and claim a tax refund. The scheme may not be discovered until [...]

Don’t Fall Victim to COVID-19 Vaccine Phishing Schemes

As the COVID-19 vaccine continues to become available to more people, be aware of potential phishing scams related to the vaccine. It’s important to stay vigilant to certain warning signs prevent you from being a phishing scam. Two vaccines to prevent coronavirus infections have now been granted authorization for emergency use. Every day thousands of [...]

4 Identity Theft Myths to Stop Believing

Identity theft has been around for a long time, and it continues to evolve and adapt with the times. With the variety of scams out there, it’s easy to get bogged down in rumors and half-truths. When it comes to identity theft, you need to avoid believing misinformation and spreading it to others. Here are [...]

Fake Employer Scams Soar During Coronavirus Pandemic

As unemployment numbers continue to climb, so do fake employer scams that are preying on those searching for work. In fact, there have been triple-digit increases in fake employer scams that aim to gain access to personal and financial information during the COVID-19 pandemic. Online human resources schemes where criminals pose as potential employers have [...]

Don’t Let a Phishing Scam Ruin Your Holiday

The holidays no doubt can offer many of us some respite from this chaotic year.  However, the season also creates an opportunistic time for cybercriminals to take advantage of your good cheer and deliver some real damage to your personal finance credentials. Pandemic shopping habits mean more of us are going to be online during [...]

Credit Card Fraud Can Happen to Anyone – Even TV Personality Sharon Osborne and Rocker Husband Ozzy

Anyone can fall victim to credit card fraud.  Take television personality Sharon Osborne, for instance. “The Talk”  host recently shared with viewers she and rocker husband Ozzy were credit card fraud victims, according to FOX News. Osbourne revealed, “Someone rang up charges and maxed out Ozzy's card and my card. I called through to the [...]

How to Help Protect a Deceased Loved One from Identity Theft

No one is completely safe from identity theft – not even after they die. In a form of identity theft known as “ghosting”, criminals can use a deceased person’s personal information to file false tax returns, claim Social Security benefits, open fraudulent loans and credit cards and more. Millions of deceased Americans have their identity [...]

Phishing and Malware Attacks Most Common Techniques for Credential Theft

Every day we use our personal information for access to online accounts, smart devices and other resources. This happens so frequently that the sensitivity of credential information can be taken for granted. A recent study by password management company LastPass found that a staggering 61 percent of business users reuse the same passwords for multiple [...]

How to Help Protect Your Medical Records from Cybercriminals

Medical records are a prime target for cybercriminals, and data breaches are a frequent occurrence in the health care industry. These records are valuable because they may contain a large variety of personal information, including your name, address, insurance information, Social Security number (SSN) and medical history. Medical records can be used to commit many [...]

Google and Amazon Customers Top List of Brand Phishing Targets

Scammers are now targeting Google and Amazon customers the most frequently with brand phishing attacks, according to a new report. A recent study by security company Check Point found that Google and Amazon customers tie for the most phishing attacks aiming to steal their personal information at 13% of total attacks during the second quarter [...]

How to Avoid Coronavirus Contact Tracer Scams

Across the country, states have implemented contact tracing programs to help track the spread of the coronavirus. Contact tracing is the process of finding individuals who have come in contact with a person who has COVID-19, learning about their movements and asking them to quarantine or monitor their symptoms. Contact tracers are hired by their [...]

Donating to Charity? Follow These Best Practices to Avoid Fraud

Whether you’re giving money to help those in need during the coronavirus pandemic or supporting political activism, donating to charity is a worthy endeavor. If you’re donating to charity for the first time or you’ve been supporting your favorite causes for years, it’s a good idea to ensure your donation is safe and the charity [...]

How Early Detection Can Minimize the Damage Done by Identity Theft, Especially During COVID-19

Protecting your identity is an essential aspect of maintaining healthy credit and financial security. This is especially true in the age of COVID-19 scams, data breaches, cybersecurity threats and identity theft, when becoming a victim of fraud can do lasting damage to your credit and finances. The longer that identity theft continues unnoticed, the greater [...]

Beware of Scammers Using Coronavirus Website Domain Names

Scammers have been registering coronavirus-related domain website names daily in order to commit fraud, according to new reports. Since the start of the COVID-19 pandemic, cybercriminals have been registering malicious sites with names that include “coronavirus” and “COVID-19”. They also are using combinations of the pandemic names and the word “vaccine”. Reports are showing malicious [...]

Hackers Preying on Pandemic: 5 Common Sense Tools to Protect Yourself

With hackers and scammers going to unprecedented lengths to steal information during the coronavirus pandemic, it’s important to know about tools you can use to help make it more difficult for criminals to access your information. While data security and identity theft are complicated issues, taking steps to reduce your exposure doesn’t have to be. [...]

Working From Home? Make Sure Your Data is Secure

As many of us are working from home during the coronavirus (COVID-19) pandemic, now is the time to be especially vigilant when it comes to protecting personal and business data online. Here are three tips to help secure your data. 1. Use a virtual private network (VPN). Securing employee access with a VPN can give [...]

Tax Identity Theft? How to Recover Your Return

Tax season can sometimes be stressful — even when things go according to plan — but what happens when you are the victim of tax identity theft? Unfortunately, if your identity is stolen and used for tax-related fraud, you might never receive that tax refund. If someone used your personal information to file a fraudulent [...]

How to Protect Your Identity During Tax Season

Tax season is officially here with Tax Identity Theft Awareness Week, Feb. 3 – 7. While it’s important to be on high alert and protect your identity all year long, tax season is an especially vulnerable time. Every tax season, identity thieves run a variety of scams to get their hands on taxpayers’ personal information. [...]

Watch Out for Scams This Holiday Season

This holiday season alone, retail industry professionals expect Americans to spend more than $1 trillion. Criminals see this increased spending as an opportunity to rip off consumers, steal their money, and obtain their personal data to commit fraud and identity theft. It pays to be vigilant. Here are four types of scams to watch out [...]

Capital One Cybersecurity Chief Out After Data Breach

The head of cybersecurity at Capital One has been removed following this summer’s data breach that exposed the personal information of more than 100 million customers. Michael Johnson has transitioned from Capital One’s chief information security officer to a new role as senior vice president and special advisor for cybersecurity, according to the company. The [...]

7-Eleven Customer Data Exposed in App Security Breach

The 7-Eleven Fuel app suffered a data breach in Australia last week that exposed users’ personal details. The app uses customer location and pricing data to help drivers find the best gas prices at local 7-Elevens, and lock in the low prices by prepaying. A customer reported the breach to 7-Eleven when he discovered [...]

What is Synthetic Identity Theft?

Protect yourself and your family Identity thieves and fraudsters consistently innovate and adapt to new security measures when it comes to their crimes. One of the more modern cons, known as synthetic identity theft, is high on the list of concerns for legislators and financial institutions alike. Any demographic could be vulnerable to this form [...]

How to Spot an Email Phishing Attempt at Work

Anyone who uses a work email address needs to be wary of email phishing scams, a common tool used by cybercriminals to prey on businesses, government entities, and other employers. Phishing emails are a common form of social engineering used to impersonate the email of a legitimate sender – such as a company or colleague [...]

SIM Swap Scams: How to Protect Yourself

A SIM swap scam occurs when thieves have gained enough of your personal information to convince a wireless provider to transfer your phone number to a new SIM card that is in their control. Once they have your phone number, they will try to access your accounts, including email, banking and even social media, and [...]

What is Email Spoofing? Definition & Protection Tips

When people hear the term “spoof” they often think of a humorous parody of a song, movie, or real situation. It’s all about imitation — just like it is in the context of cybersecurity. But when it comes to cybersecurity, the imitation isn’t about humor or entertainment. In this context, spoofing refers to the [...]

The Deep Web vs. the Dark Web: What’s the Difference?

As the dark web has become a more common topic of discussion, the term "deep web" is often used synonymously with dark web — but there is a significant difference between the two. Read on to learn about the difference between the deep web and the dark web: What is the deep web? Deep web [...]

Watch Out for This Google Calendar Phishing Scam

Email and phone phishing scams are commonplace in the modern age. Their goal is to trick you into providing personal information, such as bank account numbers or personally identifying data, that can be used to commit fraud or identify theft. But thanks to spam filters and call screening, many phishing scams now go ignored. [...]

Create a Disaster Preparedness Plan to Keep Your Identity Safe

September is National Preparedness Month, so now is the time to create a plan to keep your personal information safe in case of a disaster. When a hurricane, wildfire, or tornado hit, you will need to make sure you have access to your personal identifiable information (PII) as well as other important documents to help [...]

Scammers Use AI-Generated Voice Deepfake to Steal Almost $250,000 from CEO

An energy firm is out almost $250,000 from a high-tech phone scam that used artificial intelligence to mimic the boss’s voice. The CEO of the unnamed company, based in the United Kingdom, thought he was on the phone with his boss from the company’s German headquarters and following directions when he transferred about $243,000 to [...]

Instagram Accounts at Risk with New Phishing Scam Using False 2-Factor Authentication

A new phishing scam is using false two-factor authentication to take over Instagram accounts. The scam, recently discovered by researchers, starts with emails stating the recipients have had a login attempt into their Instagram accounts. The email states if the recipients did not attempt to log into their accounts they need to log in and [...]

Five Charged in ‘Largest Criminal Case Ever’ of Identity Theft Targeting Military Members and Veterans

Five men have been charged with stealing millions of dollars from military members and veterans as part of an international identity theft and fraud ring that used stolen personal information to gain access to Department of Defense and Veterans Affairs benefit sites. The U.S. Department of Justice has charged Frederick Brown, Robert Wayne Boling Jr., [...]

4 Security Features to Look for in a Credit Card

When it comes to consumer protection and security, not all credit cards are created equal. While all credit cards do offer basic security features, some cards go above and beyond to protect cardholders. If you’re looking for a new credit card, you should make sure the credit card issuer is prepared to provide protection. Here [...]

8 Warning Signs You Might Be a Victim of Identity Theft

Identity thieves use stolen personal information to open fraudulent accounts, empty bank accounts, and wreak havoc on their victims’ credit and finances. If you become a victim of identity theft, it’s important to catch it early. The sooner you find out your identity has been stolen, the sooner you can take action and prevent any [...]

Booking a Vacation? Here’s How to Spot Rental Listing Scams

There is a lot of coordination that goes into planning a vacation – you’ve got to arrange travel, lodging, logistics, food, and more – and that’s all while you figure out how to pay for your trip! But if you’re planning on booking a rental property for your vacation, you also need to look out [...]

5 Travel Scams to Avoid When You Reach Your Destination

There are many travel scams that target tourists with the aim of separating them from their money or committing identity theft. Some scams, such as phony travel offers and fake rental listings, may occur before you even disembark on your trip. But assuming your travel arrangements are legitimate, you still need to be careful once [...]

Credit Card Fraud VS. Debit Card Fraud: Are you Protected?

Did you know that how you dispute fraudulent charges on a debit card is different than on a credit card? Consumer protection laws differ in each case and knowing the differences can help to keep your accounts safe from identity theft. Mainly, if you need to dispute a fraudulent debit card charge, the funds [...]

Graduation Means More Freedom, But Also More Risk for Fraud and Identity Theft

Graduation season is here and that means many young people will be heading out on their own for the first time. However, with that new-found freedom comes an increased risk for fraud and identity theft. Did you know that young people fall victim to fraud and identity theft at a higher rate than older adults? [...]

ID Theft: What to Do to Recover Your Identity & Credit

Identity Theft Recovery Plan: Start with Your Credit Report If your personal information has been compromised, maybe by a data breach or stolen credit card, check your bank accounts for fraudulent activity immediately. You may be a victim of identity theft. If you see fraudulent charges, you may feel overwhelmed, frustrated, or even lost. It’s [...]

What is Phishing? Prevent Attacks with Common Examples

Cybercriminals are incredibly adaptable. They learn new security measures quickly and find new ways to steal sensitive information—often preying on individuals who aren’t familiar with the signs of common scams. One of the most common techniques used to exploit web-users is the phishing scam. This article will cover what phishing is, the different phishing approaches [...]

Child Identity Theft: Prevention & Protection Guide

Child identity theft is becoming a serious and costly problem that can affect families long after their children become adults. In fact, more than a million children were affected by identity theft and it cost families more than $540 million out of pocket in 2017 alone. Do you feel confident spotting the signs of child [...]

4 Reasons Identity Theft is a Major Threat During the Holiday Season

Protecting your finances and identity is a year-round endeavor, and you should always be diligent to guard yourself against identity theft. But identity theft and fraud are especially prevalent during the holiday season. According to credit bureau Experian, fraud attempts spike during the holidays, especially on Thanksgiving and the days leading up to Christmas. What [...]

5 Tips for Avoiding Charity Scams Over the Holidays

For many charities, the holiday season is the biggest time of the year for charitable donations. People are in a giving mood, the deadline for making this year’s tax-deductible donations is approaching, and mission-based organizations are making their final push to solicit donors. But this spike in giving can put donors at risk of fraud, [...]

SIM Swap Scams: How Thieves Can Use Your Phone Number to Take Over Your Accounts

We’ve previously recommended two-factor authentication (2FA) as a useful tool for protecting your online accounts on this very blog. When enabled, 2FA requires a second verification after you enter your username and password, and it helps prevent anyone who has stolen your login credentials from gaining access to your accounts. Many organizations including banks, credit [...]

The Social Threat: How Criminals Can Use the Information You Share on Social Media

Social media networks are a great way to connect with friends and family online, but they’re also a breeding ground for scams and criminal activity. And while you may picture hackers trying to break into your account, thieves can just as easily use the information you volunteer to share publicly. It pays to be careful [...]

5 Password Best Practices You Should be Using

When it comes to protecting your online accounts, passwords are one of the most important lines of defense. Your finances, credit score, and identity are all protected by the passwords you keep. Unfortunately, many people practice poor password security, which can leave them vulnerable. While passwords aren’t foolproof against thieves and hackers, using good practices [...]

Credit Card Lost or Stolen? Here’s What to Do

Your credit card is one of the most valuable items in your wallet, and you rightfully might feel frantic if it’s been lost or stolen. But unlike some other pieces of property, federal law protects your credit card. Replacing it might be a pain, but if you act fast you can limit the damage done. [...]

How to Protect Your Physical Documents from Identity Theft

Each year, millions of Americans fall victim to identity theft. It’s a serious threat, as thieves can use your personal information to open new accounts, claim tax refunds, file fraudulent Medicare claims, and more. Even if your identity isn’t stolen, thieves may try to use your personal information to gain access to your bank account [...]

Why to Always Use a Credit Card Over a Debit Card to Avoid Fraud

Debit cards are one of the worst ways to use your money if you want your identity protected. Because it’s linked directly to your bank account, anyone with your card information can instantly withdraw all the money from your account. If that doesn’t scare you enough, there’s the fact that debit cards don’t have [...]

How the Dark Web Can Threaten Your Credit and Financial Security

Despite an increasing focus on the importance of cybersecurity, organizations continue to lose consumer data to hackers and data breaches on a regular basis. It’s a widespread problem that will likely continue to grow and leave you vulnerable to fraud and identity theft. While you may know the basics of keeping yourself protected (not [...]

This Tax Season, Beware IRS Phone Scams That Target Taxpayers

Each year in the United States, tax season provides con artists an opportunity to scam taxpayers out of their hard-earned money. It’s a serious problem that is only on the rise: according to the IRS, the number of potential victims for one common scam has skyrocketed from hundreds to several thousands in a matter of [...]

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