17 10, 2019

The Origins and History of the Dark Web

By |2019-10-17T19:57:52+00:00October 17th, 2019|

Accessing the Dark Web? You’ll need Tor For anyone to access the dark web, a special type of software and web browser is required. The most well-known and frequently-used software is the Tor browser, which stands for The Onion Router. Tor protects the anonymity of its users by using multiple layers of encryption. Keep in [...]

10 10, 2019

New Social Security Scam Advises Victims to Move Money to Prepaid Cards to Steal Funds

By |2019-10-10T19:13:09+00:00October 10th, 2019|

A new Social Security scam is using scare tactics and prepaid cards to steal victims’ money. The new scam involves phone calls from criminals claiming to be from the Social Security Administration and reporting there has been suspicious activity involving the potential victim’s Social Security number (SSN), according to the Identity Theft Resource Center. The [...]

8 10, 2019

SIM Swap Scams: How to Protect Yourself

By |2019-10-08T22:02:37+00:00October 8th, 2019|

A SIM swap scam occurs when thieves have gained enough of your personal information to convince a wireless provider to transfer your phone number to a new SIM card that is in their control. Once they have your phone number, they will try to access your accounts, including email, banking and even social media, and [...]

4 10, 2019

Credit Freeze vs. Credit Lock: Differences Along with Pros & Cons

By |2019-10-04T18:11:35+00:00October 4th, 2019|

Credit Freeze vs. Credit Lock: What’s the Difference? Credit freezes and credit locks are often confused for one another since they protect consumers’ credit files from fraud in similar ways. They are, however, two different actions. As more people take preventative measures to protect their identity, it’s important to know how each of these actions [...]

26 09, 2019

White-Hat Hacker Finds Instagram Data Breach Put Personal Info at Risk

By |2019-09-26T18:16:47+00:00September 26th, 2019|

A white-hat ethical hacker recently found an Instagram vulnerability that might have exposed users’ personal information. Hacker @ZHacker13  found the vulnerability in Instagram’s login form and Sync Contacts feature. The hacker was able to put in phone numbers that the platform validated as linked to active accounts. New fraudulent accounts were set up using the [...]

18 09, 2019

Ecuadorian Company Head Arrested After Leaving Personal Records of Almost Entire Country’s Population Exposed

By |2019-09-18T20:29:26+00:00September 18th, 2019|

The head of an Ecuadorian data analytics firm has been arrested after leaving the personal and financial information of almost the entire country’s population unprotected online. William Roberto Garces, general manager of Novaestrat, was arrested as part of an investigation into allegations his company left a server with the personal records of about 20.8 million [...]

17 09, 2019

Watch Out for This Google Calendar Phishing Scam

By |2019-09-17T17:05:54+00:00September 17th, 2019|

Email and phone phishing scams are commonplace in the modern age. Their goal is to trick you into providing personal information, such as bank account numbers or personally identifying data, that can be used to commit fraud or identify theft. But thanks to spam filters and call screening, many phishing scams now go ignored. However, [...]

12 09, 2019

Create a Disaster Preparedness Plan to Keep Your Identity Safe

By |2019-09-12T20:30:48+00:00September 12th, 2019|

September is National Preparedness Month, so now is the time to create a plan to keep your personal information safe in case of a disaster. When a hurricane, wildfire, or tornado hit, you will need to make sure you have access to your personal identifiable information (PII) as well as other important documents to help [...]

9 09, 2019

How to Protect Your Identity in the Aftermath of Hurricane Dorian

By |2019-09-10T19:41:30+00:00September 9th, 2019|

Hurricane Dorian left damage along the east coast from North Carolina to the Bahamas. While residents work to clean up the affected areas, they face a new threat after the storm – identity theft. According to the Federal Emergency Management Agency (FEMA), fraud spikes after a natural disaster with identity thieves and other scammers targeting [...]

6 09, 2019

Scammers Use AI-Generated Voice Deepfake to Steal Almost $250,000 from CEO

By |2019-09-06T20:10:53+00:00September 6th, 2019|

An energy firm is out almost $250,000 from a high-tech phone scam that used artificial intelligence to mimic the boss’s voice. The CEO of the unnamed company, based in the United Kingdom, thought he was on the phone with his boss from the company’s German headquarters and following directions when he transferred about $243,000 to [...]

30 08, 2019

Instagram Accounts at Risk with New Phishing Scam Using False 2-Factor Authentication

By |2019-09-03T17:56:59+00:00August 30th, 2019|

A new phishing scam is using false two-factor authentication to take over Instagram accounts. The scam, recently discovered by researchers, starts with emails stating the recipients have had a login attempt into their Instagram accounts. The email states if the recipients did not attempt to log into their accounts they need to log in and [...]

30 08, 2019

Actress Bella Thorne turns to IdentityIQ services after recent hacking incident

By |2019-08-30T16:37:51+00:00August 30th, 2019|

Temecula, California, July 22, 2019 – Actress Bella Thorne now has IDIQ℠, the company behind the credit and identity theft monitoring IdentityIQ℠ brand, to protect her identity after a recent hacking incident exposed her personal information and photos. As an actress, director, rapper, and best-selling author, Thorne has amassed a social media following in the [...]

27 08, 2019

Five Charged in ‘Largest Criminal Case Ever’ of Identity Theft Targeting Military Members and Veterans

By |2019-09-19T17:59:37+00:00August 27th, 2019|

Five men have been charged with stealing millions of dollars from military members and veterans as part of an international identity theft and fraud ring that used stolen personal information to gain access to Department of Defense and Veterans Affairs benefit sites. The U.S. Department of Justice has charged Frederick Brown, Robert Wayne Boling Jr., [...]

26 08, 2019

My Information is for Sale on the Dark Web: What Should I Do?

By |2019-08-29T00:46:32+00:00August 26th, 2019|

The numerous recent data breaches have exposed the personal information of millions of people and put them at risk of having their information bought and sold on the dark web. The dark web is where cybercriminals go to anonymously buy and sell information – such as names, passwords, credit card numbers, and Social Security numbers [...]

13 08, 2019

The Dark Web is Booming: Is Your Info at Risk?

By |2019-08-23T21:38:50+00:00August 13th, 2019|

The dark web has been around for a long time, but it’s recently risen in pop culture — and for many people, it’s a relatively new concept. Increasingly frequent data breaches and cases of identity theft have put the dark web on our radars, but the subject remains strange and unclear to many people. As [...]

5 08, 2019

4 Realistic Anti-Fraud Changes You Can Make Now

By |2019-08-05T17:17:56+00:00August 5th, 2019|

Now is the time to protect yourself against account fraud and identity theft, which can do massive damage to your credit and finances. Luckily, you don’t have to be a finance guru or cybersecurity wizard to better protect your money and identity. Here are four realistic anti-fraud changes you can make immediately to protect yourself: [...]

22 07, 2019

8 Warning Signs You Might Be a Victim of Identity Theft

By |2019-08-02T17:10:16+00:00July 22nd, 2019|

Identity thieves use stolen personal information to open fraudulent accounts, empty bank accounts, and wreak havoc on their victims’ credit and finances. If you become a victim of identity theft, it’s important to catch it early. The sooner you find out your identity has been stolen, the sooner you can take action and prevent any [...]

1 07, 2019

5 Travel Scams to Avoid When You Reach Your Destination

By |2019-08-02T17:39:38+00:00July 1st, 2019|

There are many travel scams that target tourists with the aim of separating them from their money or committing identity theft. Some scams, such as phony travel offers and fake rental listings, may occur before you even disembark on your trip. But assuming your travel arrangements are legitimate, you still need to be careful once [...]

20 06, 2019

Credit Card Fraud V. Debit Card Fraud: Are you Protected?

By |2019-08-02T17:42:13+00:00June 20th, 2019|

Did you know that how you dispute fraudulent charges on a debit card is different than on a credit card? Consumer protection laws differ in each case and knowing the differences can help to keep your accounts safe from identity theft.   Mainly, if you need to dispute a fraudulent debit card charge, the funds [...]

17 06, 2019

Graduation Means More Freedom, But Also More Risk for Fraud and Identity Theft

By |2019-08-05T17:26:27+00:00June 17th, 2019|

Graduation season is here and that means many young people will be heading out on their own for the first time. However, with that new-found freedom comes an increased risk for fraud and identity theft. Did you know that young people fall victim to fraud and identity theft at a higher rate than older adults? [...]

13 06, 2019

ID Theft: What to Do to Recover Your Identity & Credit

By |2019-08-02T17:43:46+00:00June 13th, 2019|

Identity Theft Recovery Plan: Start with Your Credit Report   If your personal information has been compromised, maybe by a data breach or stolen credit card, check your bank accounts for fraudulent activity immediately. You may be a victim of id theft. If you see fraudulent charges, you may feel overwhelmed, frustrated, or even lost. [...]

15 05, 2019

What is Phishing? Prevent Attacks with Common Examples

By |2019-08-02T17:48:11+00:00May 15th, 2019|

Cybercriminals are incredibly adaptable. They learn new security measures quickly and find new ways to steal sensitive information—often preying on individuals who aren’t familiar with the signs of common scams. One of the most common techniques used to exploit web-users is the phishing scam. This article will cover what phishing is, the different phishing approaches [...]

8 04, 2019

Child Identity Theft: Prevention & Protection Guide

By |2019-08-30T17:42:16+00:00April 8th, 2019|

Child identity theft is becoming a serious and costly problem that can affect families long after their children become adults. In fact, more than a million children were affected by identity fraud and it cost families more than $540 million out of pocket in 2017 alone. Do you feel confident spotting the signs of child [...]

8 03, 2019

5 Strategies for Protecting Your Child’s Privacy Online

By |2019-08-02T17:50:25+00:00March 8th, 2019|

The internet is an amazing source of information, but it also contains many unique threats. One important concern in the digital age is online privacy; thieves, hackers, and other criminals may be trying to access your data and information for their own personal gain. Kids are just as vulnerable as adults (if not more so), [...]

20 12, 2018

4 Reasons Identity Theft is a Major Threat During the Holiday Season

By |2019-08-30T17:46:14+00:00December 20th, 2018|

Protecting your finances and identity is a year-round endeavor, and you should always be diligent to guard yourself against identity theft. But identity theft and fraud are especially prevalent during the holiday season. According to credit bureau Experian, fraud attempts spike during the holidays, especially on Thanksgiving and the days leading up to Christmas. What [...]

14 11, 2018

SIM Swap Scams: How Thieves Can Use Your Phone Number to Take Over Your Accounts

By |2019-10-08T18:36:57+00:00November 14th, 2018|

We’ve previously recommended two-factor authentication (2FA) as a useful tool for protecting your online accounts on this very blog. When enabled, 2FA requires a second verification after you enter your username and password, and it helps prevent anyone who has stolen your login credentials from gaining access to your accounts. Many organizations including banks, credit [...]

1 11, 2018

The Social Threat: How Criminals Can Use the Information You Share on Social Media

By |2019-08-02T18:00:20+00:00November 1st, 2018|

Social media networks are a great way to connect with friends and family online, but they’re also a breeding ground for scams and criminal activity. And while you may picture hackers trying to break into your account, thieves can just as easily use the information you volunteer to share publicly. It pays to be careful [...]

6 10, 2018

6 Common Credit Report Inaccuracies

By |2019-08-02T18:01:20+00:00October 6th, 2018|

The information contained in your credit report should be fair and accurate. After all, it determines your credit score and helps lenders, creditors, and other companies decide whether to do business with you. Unfortunately, credit report inaccuracies are extremely common. In 2013, the FTC reported that one in five Americans had discovered an inaccuracy on [...]

21 09, 2018

6 Tips for Protecting Your Social Security Number

By |2019-08-02T18:02:56+00:00September 21st, 2018|

With identity theft a rising threat for all Americans, it’s extremely important to keep your Social Security number safe and secure. With just a little identifying information and your Social Security number, thieves can apply for credit and open accounts in your name, wrecking your credit in the process. But your Social Security number is [...]

8 09, 2018

5 Password Best Practices You Should be Using

By |2019-08-02T18:08:34+00:00September 8th, 2018|

When it comes to protecting your online accounts, passwords are one of the most important lines of defense. Your finances, credit score, and identity are all protected by the passwords you keep. Unfortunately, many people practice poor password security, which can leave them vulnerable. While passwords aren’t foolproof against thieves and hackers, using good practices [...]

27 05, 2018

How to Protect Your Identity While You’re on Vacation

By |2019-08-02T18:12:06+00:00May 27th, 2018|

People take vacations to explore new places, get away from the daily grind, or just plain relax. But even when relaxation is your goal, you need to be vigilant against identity theft. According to the Bureau of Justice Statistics, over 17 million people fell victim to identity theft in 2014 alone, and thieves won’t take [...]

20 05, 2018

Seven Reasons to Pull Your Credit Report Right Now

By |2019-08-02T18:12:30+00:00May 20th, 2018|

A lack of familiarity with your credit report could cost you big. The information in your credit report determines your ability to qualify for credit cards, loans, and even employment in some cases. Negative information in your credit report could hurt your credit score and block access to the financial products you need. You should [...]

17 05, 2018

Synthetic Identity Fraud Targets Children in a Long Con

By |2019-08-02T18:12:48+00:00May 17th, 2018|

Criminals with a lot of time on their hands are committing a con that can take years to pay off and sounds like something out of the future: Synthetic identity fraud. Instead of the traditional identity theft of stealing an existing identity from someone and posing as them, synthetic identity fraud criminals create a new [...]

12 05, 2018

Credit Card Lost or Stolen? Here’s What to Do

By |2019-08-02T18:13:16+00:00May 12th, 2018|

Your credit card is one of the most valuable items in your wallet, and you rightfully might feel frantic if it’s been lost or stolen. But unlike some other pieces of property, federal law protects your credit card. Replacing it might be a pain, but if you act fast you can limit the damage done. [...]

9 05, 2018

How to Protect Your Physical Documents from Identity Theft

By |2019-08-02T18:13:40+00:00May 9th, 2018|

Each year, millions of Americans fall victim to identity theft. It’s a serious threat, as thieves can use your personal information to open new accounts, claim tax refunds, file fraudulent Medicare claims, and more. Even if your identity isn’t stolen, thieves may try to use your personal information to gain access to your bank account [...]

4 05, 2018

Why to Always Use a Credit Card Over a Debit Card to Avoid Fraud

By |2019-08-02T18:14:23+00:00May 4th, 2018|

Debit cards are one of the worst ways to use your money if you want your ID protected. Because it’s linked directly to your bank account, anyone with your card information can instantly withdraw all the money from your account. If that doesn’t scare you enough, there’s the fact that debit cards don’t have near [...]

4 05, 2018

How the Dark Web Can Threaten Your Credit and Financial Security

By |2019-08-02T18:14:54+00:00May 4th, 2018|

Despite an increasing focus on the importance of cybersecurity, organizations continue to lose consumer data to hackers and data breaches on a regular basis. It’s a widespread problem that will likely continue to grow and leave you vulnerable to fraud and identity theft. While you may know the basics of keeping yourself protected (not sharing [...]

30 04, 2018

3 Best Ways to Stop Your Credit Report From Being Hacked

By |2019-08-02T18:04:29+00:00April 30th, 2018|

Data breaches are just about a daily occurrence. Whether it’s at a hospital, business school, energy provider or any other business with personal data on file, hackers are finding more ways to steal information and possibly later use it for fraud. Checking a credit report each month to make sure thieves haven’t opened accounts in [...]

30 04, 2018

Credit Cards vs. Debit Cards: Which is Safer for Online Shopping?

By |2019-08-02T18:05:07+00:00April 30th, 2018|

Online shopping offers convenience and great deals, but it also leaves you vulnerable to hackers and data breaches. Criminals are constantly trying to break into the databases of online retailers to access consumers’ personal information and debit or credit card numbers. You should take steps to protect yourself online, and that includes determining the best [...]

25 04, 2018

Five Underused Tools that Make Online Shopping Safer

By |2019-08-02T18:05:35+00:00April 25th, 2018|

Staying safe as you shop online requires diligence. Some good habits, such as keeping your credit card number private, are obvious. But savvy shoppers can go above and beyond to reduce the risk of theft and fraud as they shop on the Internet, using modern technology and safeguards to protect themselves. Here are five underused [...]

25 02, 2018

Protecting Your Kids from Identity Theft

By |2019-08-02T18:07:49+00:00February 25th, 2018|

Children are just as vulnerable to identity theft as adults, but they don’t have access to the same system of checks and alerts. By falsifying birth dates, thieves can use your child’s Social Security number to open credit cards, take out loans, apply for government benefits, and more. When it’s done to a child, identity [...]